Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Financial Crime Risk Management

Pay Details:

$108,800 - $163,200 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

The Senior Manager, FCRM Policy and Regulatory Change leads and oversees the development, implementation, and maintenance of an enterprise AML policy and governance framework applicable across all business lines, offices, and operating departments to ensure compliance with applicable laws and regulations.  This role also oversees and leads AML regulatory change initiatives for Canada and requires deep AML subject matter expertise   This role is a people leader and reports to the AVP, Policy, Governance Regulatory Change and Regulatory Compliance Management and primary accountabilities include but are not limited to the following:

Job Requirements

• Lead and oversee the development, maintenance and implementation of a TD's enterprise AML/ATF policy, standards, and key governing documents / processes such as policy interpretations that meet regulatory requirements, expectations and industry practices 
• Lead, oversee, develop, implement, and manage the global regulatory change management framework for the AML Program, in consultation with FCRM stakeholders
• Lead, own and oversee AML/ATF regulatory change management processes in Canada in alignment with TD's Regulatory Compliance Management Framework, tools and resources, including:
  • Maintaining a library of applicable laws, rules, regulations and guidance (LRRs) mapped to policies and standards, as appropriate
  • Monitoring for changes in LRRs, completing initial assessments, communicating regulatory changes to FCRM Stakeholders for further action, monitoring completion of impact assessments/action plans
  • Developing, implementing ongoing reporting and/or executive briefs
  • Overseeing and tracking the implementation of the regulatory change for Canada
• Oversee and monitor regulatory changes for regions outside of Canada via the FCRM jurisdictional regulatory change leads
• Communicate and liaises with internal stakeholders as well as a broad network of external contacts (external counsel, industry associations, etc.) as required to evaluate the impact of regulatory changes to the Bank
• Act as subject matter expert on AML policy and provides policy interpretations  working in partnership with the Legal department
• Serve as the AML owner or resource on projects involving critical and complex AML laws and regulations that have a significant impact on the operations or strategy of TD.
• Analyze and report information on regulatory developments and manages internal processes to identify and manage emerging money laundering and terrorist financing risks and inform the development or enhancement of key controls, new communications  and training activities, and monitoring coverage as appropriate
• Participate in industry/external meetings as assigned and prepare reporting/briefs
• Contribute, review, and provide input on AML Program training (e.g., annual awareness training, Board of Director training), as required
• Other duties, as assigned

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Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.
 

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet