Manager, Digital Wallet Business Risk and Customer Friction – Miami, FL

Are you passionate about FinTech? Do you have experience delivering digital products that delight consumers and add business value? Do you have a track record of driving product success by leveraging your expertise in risk and compliance to help build new products that solve customer needs with a suite of alternative financial service offerings? Then it’s time to join the Western Union’s Digital Wallet team as a Manager, Core Banking, Digital Wallet.

 

Western Union powers your pursuit

In this critical role, you will be responsible for developing, implementing, and improving risk and compliance requirements while reducing customer friction as part of a broader team effort to help build and launch a new digital wallet for our customers. You’ll work closely with cross-functional teams to identify and launch enhancements necessary to deliver our core product. 

 

Role Responsibilities

• Identifying and protecting consumers seamlessly while providing a great user experience with minimum friction in a new innovate digital app

• Responsible for capturing and integrating all legal, risk, and compliance requirements across the wallet product to create a fully compliant, customer-centric experience

• Responsible for implementing and refining the identity verification policy (KYC) and processes and tools to fight fraud and ensure security

• Write user stories and work with design team to translate requirements into product features

• Coordinate with engineering team to translate risk, compliance, and legal requirements into technology requirements; scope and size the work

• Partner with technical teams across the organization to coordinate product roadmaps and timelines

• Coordinate with external partners to provide KYC verification and risk tools

• Partner with operations teams on risk and compliance processes

• Communicate project status, escalate issues, and manage timelines

 

Role Requirements

• Banking or fintech experience

• Experience with client onboarding, KYC, and risk controls

• In-depth knowledge of risk and compliance requirements and policies

• Analytical, critical thinking, problem-solving skills

• Excellent cross-functional leadership skills and the ability to work effectively across teams

• Project management experience

• Agile experience including story writing

• Excellent verbal and written communications skills

• Lexis Nexis experience a plus

• Bachelor’s degree with 4+ years of work experience

We make financial services accessible to humans everywhere. Join us for what’s next.

Western Union is positioned to become the world’s most accessible financial services company —transforming lives and communities. We’re a diverse and passionate customer-centric team of over 8,000 employees serving 200 countries and territories, reaching customers and receivers around the globe. More than moving money, we design easy-to-use products and services for our digital and physical financial ecosystem that help our customers move forward.

Just as we help our global customers prosper, we support our employees in achieving their professional aspirations. You’ll have plenty of opportunities to learn new skills and build a career, as well as receive a great compensation package. If you’re ready to help drive the future of financial services, it’s time for Western Union. Learn more about our purpose and people at https://careers.westernunion.com/

Salary

The on-target earnings range is $123,400- $184,000 per year, which includes a base salary and short-term incentives that align with individual and company performance. Actual salaries will vary based on candidates' qualifications, skills, and competencies. 

Benefits

You will also have access to short-term incentives, multiple health insurance options, accident and life insurance, and access to best-in-class development platforms, to name a few (https://careers.westernunion.com/global-benefits/). Please see the location-specific benefits below and note that your Recruiter may share additional role-specific benefits during your interview process or in an offer of employment.

Your United States – specific benefits include: 

• Family First Program 

• Flexible Time off 

• Medical, Dental and Life Insurance 

• Tuition Assistance Program

• Parental Leave 

Western Union values in-person collaboration, learning, and ideation whenever possible. We believe this creates value through common ways of working and supports the execution of enterprise objectives which will ultimately help us achieve our strategic goals. By connecting face-to-face, we are better able to learn from our peers, problem-solve together, and innovate.  

Our Hybrid Work Model categorizes each role into one of three categories. Western Union has determined the category of this role to be Hybrid. This is defined as a flexible working arrangement that enables employees to divide their time between working from home and working from an office location. The expectation is to work from the office a minimum of three days a week. 

We are passionate about diversity. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve. We do not discriminate based on race, color, national origin, religion, political affiliation, sex (including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteran status. The company will provide accommodation to applicants, including those with disabilities, during the recruitment process, following applicable laws.

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Estimated Job Posting End Date:

08-19-2024

This application window is a good-faith estimate of the time that this posting will remain open. This posting will be promptly updated if the deadline is extended or the role is filled.