•Don’t forget to include a resumé in English in your profile in Workday​

•Please frequently check the email associated with your application, including the junk/spam, as this is the primary correspondence method.  If you wish to know the status of your application, please use the candidate log-in on our career website as it will reflect any update s to your status. ​

Job Profile / Activities: 

• Manages credit investigation activities, including credit analysis, evaluation and the rating of customers.
• Leads in financial analysis and risk assessment on accounts; supports the underwriting team on the structure and items in loan packages.
• Oversees existing workflow, finds opportunities to reduce cost and risks, and implements process improvements while adhering to related policies and procedures.
• Monitors negative credit trends and adverse signs in existing account quality; recommends preventive actions and presents to the team.

Skill Descriptors:

Accuracy and Attention to Detail: Understanding the necessity and value of accuracy; ability to complete tasks with high levels of precision.
Analytical Thinking: Knowledge of techniques and tools that promote effective analysis; ability to determine the root cause of organizational problems and create alternative solutions that resolve these problems.

Effective Communications: Understanding of effective communication concepts, tools and techniques; ability to effectively transmit, receive, and accurately interpret ideas, information, and needs through the application of appropriate communication behaviors.
Credit Analysis and Verification: Knowledge of credit analysis and verification; ability to utilize tools and techniques to determine the credit-worthiness of an applicant.

Fraud Detection and Prevention: Knowledge of fraudulent situations; ability to utilize processes, tools, and techniques for detecting, addressing and preventing fraud.

Loan Origination: Knowledge of the skills, methods and technologies used to process new loan applications; ability to perform loan origination activities while adhering to established policies and procedures.
 

Basic Qualifications

Education: College degree is required - Business Administration, Economy, Accounting or Engineering preferred.

Language: Pre-advanced English

Experience: Credit analysis background of at least 5 years

Desireble Qualifications:

Advanced level of English

Leadership background

"The panel cannot make assumptions when shortlisting therefore please demonstrate your qualifications and experience on your CV/Forms relevant to the criteria outlined. Pending the number of applications, the criteria for the position may be enhanced to facilitate shortlisting."

Some of the offered benefits*:​

• Medical plan ​

• Dental plan​

• Medicines reimbursement ​

• Psychological, Legal, Social and Finance Support Program​

• Private pension plan​

• Profit share​

• Meal assistance ​

• Christmas basket​

• Transportation ​

• Life and personal insurance​

• Extended maternity and paternity leave​

• Employee resources group (Young Professional, Women in Networking, LAMBDA (LGBTQIA+), Latin Group and Active in Sport​

The Recruitment & Selection area emphasizes that it does not use personal emails and/or emails from other domains (@gmail, @hotmail, etc.) to contact candidates. Available vacancies are only advertised through the company's official channels (www.caterpillar.com/careers.html; https://www.linkedin.com/company/caterpillar-inc), and official Caterpillar emails are mandatory followed by the domain @cat.com. Also, the company does not request any type of payment (bank transfer, pix, etc.) for the purposes of the selection process. For more information click on the link: https://www.caterpillar.com/pt/careers/apply-now/help.html​

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