AD & Actuarial Associate - AS07AE

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Actuarial Associate – Personal Lines Auto Physical Damage / Homeowners Reserving & Claim Analytics

Join our recently expanded Personal Lines Auto Physical Damage & Homeowners Reserving team. This role will comprise broad reserving and claims analytics responsibility supporting one of The Hartford’s $800M+ Auto Physical Damage and $1B Homeowners businesses.

At The Hartford, we are determined to outperform our competition and are driven by a passion for delivering superior insights that fuel our business’s profitable growth. Personal Lines has support and visibility at the highest levels of management, making this a prime opportunity to gain experience working in a fast-paced environment with valuable exposure to senior leaders.

This role will have a strong voice and influence in establishing reserves and communicating loss performance for either Auto Physical Damage or Homeowners. This role will work closely with other Actuarial partners as well as Claims Performance Analytics, Product, and Data Science. An ideal candidate will also assume indirect leadership responsibility for a more junior team member.

* Please note, candidates pursuing exams as well as those not pursuing exams will be considered for these roles. These roles can be part of our Actuarial Student Program for an individual meeting requirements for entry into the program. *

* This role can have a Hybrid or Remote work arrangement.  Candidates who live near one of our office locations will have the expectation of working in an office 3 days a week (Tuesday through Thursday).   Candidates who do not live near an office will have a remote work arrangement, with the expectation of coming into an office as business needs arise."*

Responsibilities:

• Contribute to weekly Business System meetings with cross-functional leadership representation
• Monitor emerged loss ratio, frequency, and severity performance relative to expectations
• Influence business decisions by understanding and communicating nuanced reserve selections to technical and non-technical audiences with appropriate context
• Provide thought partnership and support to the Countrywide Pricing team
• Provide day-to-day direction and guidance to a junior team member
• Develop new tools and routines that advance our analytical capabilities
• Partner with Claims Performance Analytics to surface insights that help us understand operational and environmental trends

Experience & Skills

• 3+ years of experience in P&C insurance
• ACAS/FCAS strongly preferred
• R and SQL proficiency
• Strong leadership potential; desire and ability to set the tone for junior team members
• Proactivity in challenging existing processes, influencing business decisions, and driving execution within deadlines and other parameters
• Team player adept at building trusting, collaborative, and effective partnerships
• Ability to own projects and anticipate obstacles and customer needs
• Bias for innovation
• Accomplished in independent problem-solving and troubleshooting
• Excellent analytical and critical thinking skills, including attention to detail
• Experience working independently as well as part of a team
• Flexibility and willingness to adapt to dynamic priorities
• Strong written and verbal communication skills

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$101,680 - $152,520

Equal Opportunity Employer/Females/Minorities/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

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