At Dow, we believe in putting people first and we’re passionate about delivering integrity, respect and safety to our customers, our employees and the planet.  

 

Our people are at the heart of our solutions. They reflect the communities we live in and the world where we do business. Their diversity is our strength. We’re a community of relentless problem solvers that offers the daily opportunity to contribute with your perspective, transform industries and shape the future. Our purpose is simple - to deliver a sustainable future for the world through science and collaboration. If you’re looking for a challenge and meaningful role, you’re in the right place. 

The Packaging & Specialty Plastics Business has an exciting opportunity for a Credit Director! This position can be located in Midland (MI, USA) or Houston (TX, USA).

About This Role

In this role, you will apply in-depth knowledge of the finance discipline, broad industry knowledge and global political and economic awareness to set the strategic direction and decision making regarding credit exposure and payment terms for the P&SP Segment and provide analysis and guidance on segment working capital and related cash flow impact.

Also, you will complete the following tasks:

• Lead a Global team of over 15 credit professionals located in 10 different countries
• Lead two people leaders
• Lead all Credit processes for the P&SP Segment: Credit review compliance, past dues, bad debt reserve, legal cases, credit insurance, business discretionary support, order release management, and more.
• Provide leadership and guidance to business leaders on credit risk
• Design and lead initiatives to optimize A/R
• Lead the monthly P&SP A/R Estimate and the annual A/R Plan
• Collaborate with the Net Working Capital Team on cash flow strategy, targets and interventions
• Be part of the Global Credit Steering Team
• Be part of the P&SP Finance Leadership Team
• Collaborate with and provide guidance to the collections team
• Collaborate with Inventory on working capital opportunity identification and reporting
• Lead net working capital reporting and analysis for the P&SP Segment ahead of monthly cash flow meetings

Required Qualifications:

• Bachelor’s degree or relevant military experience at a U.S. E6 rank or Canadian Petty Officer 2nd Class or higher
• 10 years of relevant industry experience
• For U.S. applicants: A minimum requirement for this U.S. based position is the ability to work legally in the United States.  No visa sponsorship/support is available for this position, including for any type of U.S. permanent residency (green card) process

Preferred qualifications include:

• A degree discipline in Finance, Accounting, Business or related field
• MBA or higher education
• People Leader experience
• Relevant Credit Risk experience
• International business experience
• Advanced skills in data management, analytics and visualization

Note: Relocation assistance is not available for this position.

Benefits – What Dow offers you 

We invest in you. 

Dow invests in total rewards programs to help you manage all aspects of you: your pay, your health, your life, your future, and your career.  You bring your background, talent and perspective to work every day. Dow rewards that commitment by investing in your total wellbeing.  

Here are just a few highlights of what you would be offered as a Dow employee: 

• Equitable and market-competitive base pay and bonus opportunity across our global markets, along with locally relevant incentives. 
• Benefits and programs to support your physical, mental and emotional well-being, to help you get the care you need...when you need it. 
• Competitive retirement program that may include company-provided benefits, savings opportunities, financial planning and educational resources to help you achieve your long term financial-goals. 
• Become a Dow shareholder through various employee stock programs.
• Opportunities to learn and grow through training and mentoring, work experiences, community involvement and team building. 
• Workplace culture empowering role-based flexibility to maximize personal productivity and balance personal needs. 
• Global Paid Time Off (PTO) policies:
  • Paid time off for new parents (birthing and non-birthing, including adoptive and foster parents).  
  • ​Paid time off to care for family members who are sick or injured.  
  • Paid time off to support volunteering and Employee Resource Group’s (ERG) participation. 

Join our team, we can make a difference together. 

About Dow

Dow (NYSE: DOW) is one of the world’s leading materials science companies, serving customers in high-growth markets such as packaging, infrastructure, mobility and consumer applications. Our global breadth, asset integration and scale, focused innovation, leading business positions and commitment to sustainability enable us to achieve profitable growth and help deliver a sustainable future. We operate manufacturing sites in 31 countries and employ approximately 35,900 people. Dow delivered sales of approximately $45 billion in 2023. References to Dow or the Company mean Dow Inc. and its subsidiaries. ​​​​Learn more about us and our ambition to be the most innovative, customer-centric, inclusive and sustainable materials science company in the world by visiting www.dow.com.

As part of our dedication to the diversity of our workforce, Dow is committed to equal opportunities in employment.  We encourage every employee to bring their whole self to work each day to not only deliver more value, but also have a more fulfilling career. Further information regarding Dow's equal opportunities is available on www.dow.com.

Dow is an Equal Employment Opportunity employer and is committed to providing opportunities without regard for race, color, religion, sex, including pregnancy, sexual orientation, or gender identity, national origin, age, disability and genetic information, including family medical history. We are also committed to providing reasonable accommodations for qualified individuals with disabilities and disabled veterans in our job application procedures. If you need assistance or an accommodation due to a disability, you may call us at 1-833-My Dow HR (833-693-6947) and select option 8.