About the Role:

We are looking to hire an Analyst of Structured Solutions for our Capital Markets team. The role will be located in New York City. This Analyst or Manager will be responsible for helping to expand and diversify Upgrade’s funding channels across all five of our credit products - Personal Loan, Card, Home Improvement, Indirect Auto, and BNPL Travel. The role will have high visibility within the organization to the executive team and senior leadership. 

The position reports directly to the Head of Capital Markets Structured Solutions and will be based in New York City. We are looking for a candidate who is highly driven, resourceful, and will thrive in fast-paced environments. 

 

What You’ll Do: 

• Create innovation capital markets solutions to expand Upgrade’s investor base
• Analyze securitization transactions to optimize structure and maximize proceeds
• Partner with credit, legal, and finance teams to maintain best-in-class investor experience
• Identify new capital opportunities with institutional investors, leverage providers, ratings agencies, and banks
• Own communications with prospective investors on collateral performance, product developments, portfolio analytics, and marketing materials
• Assist in the preparation and negotiation of investor documents including all legal and structural matters related to forward flow, warehouse, or securitization transactions
• Maintain CRM to assist in the development of Upgrade’s strategic initiatives
• Advise leadership on investor sentiment and market color for strategic decision-making 
• Represent Upgrade at investor conferences and in-person meetings

 

What We Look For:

• 3-5+ years of experience in capital markets or structured finance
• Advanced knowledge of Excel, Powerpoint, and Salesforce; SQL experience a plus
• Experience with consumer lending or adjacent credit portfolios
• Ability to identify and prioritize opportunities that align with Upgrade’s funding needs
• Desire and ability to work in a fast-paced environment across multiple product lines
• Highly organized, detail-oriented, and a strong client service orientation
• Self motivated and resourceful, able to identify tasks, work independently, and manage timelines
• Excellent written and verbal communication skills
• Experience analyzing large data sets preferred
• Willingness to travel - 6 to 8 conferences per year
• Bachelor’s degree required

 

What We Offer You: 

• Competitive salary and stock option plan
• 100% paid coverage of medical, dental and vision insurance 
• Flexible PTO
• Opportunities for professional growth and development  
• Paid parental leave
• Health & wellness initiatives

 

The compensation range of this position in New York City is USD $110,000-120,000 annually plus equity and benefits. Within this range, an individual's base pay will be dependent on a variety of factors, including without limitation, job-related knowledge, skills, education, and experience.

 

#BI-Hybrid  #LI-Hybrid

 

Notice to California-based Candidates for Employment. This California Candidate Privacy Notice is intended to provide information about how Upgrade collects and uses personal information to California consumers who apply for employment with Upgrade If you are employed by Upgrade, refer to the Employee Handbook for additional information. For any questions about this notice, please contact [email protected].

 

Personal Information Upgrade Collects:

Identifiers Including name, address, email, telephone number, social security number, driver license number, passport number, and other personal identifying information. Characteristics of protected classifications under California or federal law, including demographic information and other personal information obtained during the application process, such as gender, race, national origin. Professional or employment-related information, such as salary/compensation and benefits packages, other relocation or job preferences, prior background, experience, skills, and other information in support of your application, reference information, other information obtained through background checks, including employment, credit, and criminal history. Education Information. Any other information you provide as a part of  recruitment, job application, or interview process. 

 

Purposes for Collecting Personal Information:

To consider qualifications, skills, and interest for employment. To communicate with you during the recruitment and interview process. To conduct background checks and verify your information if you are offered employment. To provide compensation, including payroll, and  administer stock options and benefits, including medical, dental, vision, commuter, and retirement benefits. To provide human resources services and conduct performance evaluations. To monitor work eligibility including work-related licenses, credentials, training, and eligibility to work in the United States. To improve recruitment and interview processes and  ensure a safe and efficient working environment. To comply with applicable legal or regulatory requirements including state and federal company reporting obligations.