Work Location:

Canada

Hours:

37.5

Line of Business:

Financial Crime Risk Management

Pay Details:

We’re committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.

Job Description:

Department Overview

The TD Bank Group Financial Crimes Risk Management (FCRM) Department is responsible for Anti-Money Laundering and Anti-Terrorist Financing (AML/ATF) regulatory compliance and prudential risk management across the TD footprint. We act as proactive and trusted advisors to TD Business Lines, while supporting a consistent, adaptable, and effective culture across the organization, ensuring money laundering and terrorist financing risks are appropriately identified and mitigated. We direct the design, content, and enterprise-wide implementation of TD’s AML Program, which also includes ensuring that everyone both understands and complies with economic sanctions and anti-bribery/anti-corruption regulations. Our commitment to being The Better Bank means that we are continually evolving to meet the requirements of an ever-changing regulatory environment, while continuing to provide legendary customer experiences.

Job Description

Reporting to AVP, FCRM Governance and Control, the Senior Manager provides strategic direction on the FCRM issues management and quality assurance (QA) programs, procedures, and processes. The Senior Manager is responsible for leading the team responsible for effective challenge of FCRM issues and remediation plans, and partnering with FCRM teams to drive timely identification, assessment and escalation of issues which impact FCRM. The Senior Manager is also responsible for establishing the QA framework and execution capabilities on the enterprise-wide money laundering (ML), terrorist financing (TF), anti-bribery/ anti-corruption (ABAC), and sanctions risk assessment QA program for TD Bank Group. 

Responsibilities

• Lead the maintenance and implementation of the FCRM issues management program and procedures, ensuring adherence and alignment to enterprise requirements.
• Oversee team responsible for supporting FCRM teams with the issues management system and issues management related activities and provides guidance as required, including the development of tools and training as needed.
• FCRM lead for discussions pertaining to issues management processes and/or the issues management system, including system enhancement and change management discussions and activities.
• Develop strong relationships and work collaboratively with business partners to keep abreast of issues and escalate as necessary.
• Lead the analysis of AML Program issues, identify trends and to inform executive reporting as needed.  
• Deliver issues management related reporting to various stakeholders including (but not limited to) senior executives, Enterprise Risk Management Committee ("ERMC") and Audit Committee of the Board ("ACoB").
• Oversee issues management program monitoring and attestation activities, and related processes.
• Establish and maintain the FCRM QA standards and procedures for TDBG's enterprise-wide ML, TF, ABAC, and sanctions risk assessment ("risk assessment") program, in alignment with the anti-financial crime (AFC) program QA standards.
• Manage implementation and annual completion of QA for the risk assessment program and ensuring that the QA program is risk-based, comprehensive in scope and customized.
• Interact routinely with business segments, corporate functions, and FCRM risk assessment management and staff, in the development, execution, and evaluation of ML-TF, ABAC, and sanctions controls under assessment.
• Act as a subject matter expert and strategic advisor by providing guidance on QA issues to management, business units and respective teams for area of specialization.
• Support team in staying knowledgeable on emerging issues, trends, and evolving regulatory requirements and assess potential impacts to the Bank and the risk assessment program.
• Fosters an environment and culture of risk management and compliance that encourages innovation, process improvement, teamwork, and a high level of professionalism.
• Effectively manages ad-hoc projects or tasks of varying complexities within established deadlines.
• Lead a high performing team; provide on-going feedback and performance reviews, coach and develop employees and ensure performance management activities are undertaken and completed for all employees.

Qualifications/Skills

• University degree or equivalent experience.
• Advanced degree, professional accreditation, and/or 10+ years relevant industry experience
• Experience in risk management, governance, compliance, issues management, or similar role is preferred;
• Financial services industry experience and AFC experience would be beneficial;
• Working knowledge of AFC legal and regulatory environment considered as asset;
• Excellent communication skills and the capacity to communicate complex information, adapting to the needs of the executive audience;
• Skills in creating appropriate analysis and reporting, with attention to detail;
• Strong ability to apply critical thinking and to exercise sound judgement in making decisions, and escalating as appropriate;
• Excellent written and verbal communication skills, including experience preparing reporting to senior executive audiences;
• Effective stakeholder and partner engagement with a professional approach; ability to interact with all levels within the organization;
• Ability to effectively operate with flexibility in a fast-paced, constantly evolving team environment and prioritize competing priorities;
• Experience with RSA Archer considered an asset.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.
 

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement:

N/A.