Analyst, Treasury

Country: United States of America

Santander Consumer is one of the largest auto originators in the US and the largest asset-backed issuers within the industry.  This role is within the Finance organization which is responsible for leading and participating in several critical functions including:

• Developing and executing a funding plan for the company;

• Supporting executive management decision-making by analyzing results; assessing strategic alternatives and developing strategic plans;

• Communicating financial results and forecasts with critical stakeholders, including executive management and Board of Directors, shareholders and regulators.

The Finance organization works across functions and Business lines in the Company, requiring a broad understanding of our business, risk and strategy. The Capital Markets analyst role interacts the day-to-day operations in: (Asset-Liability Management, Interest Rate Risk, Liquidity Risk, Cash Management, Investment Portfolio Management, Capital Planning and Recovery & Resolution).

Essential Functions/Responsibility Statements:

• Reconciles internal reporting of financial and operational data (liquidity risk, asset level performance across all retail auto loan and lease, monthly bank warehouse utilization).

• Assist in preparation of key reports and presentations utilized and presented by senior management

• Provides in-depth assessments of collateral performance and characteristics which drive decisions on structuring, pricing, and negotiation of transactions.

• Assist with all activities for execution of large loan transactions with our partner bank group.

• Review, interpret and comment on complex debt financing legal agreements pertaining to various lending facilities and public securities execution.

• Executes controls on key financial and risk data.

• Executes and reports on SOX controls.

• Reconciles accounting entries and reports for warehouse and private borrowing facilities.

• Communicates effectively with internal and external stakeholders.

• Analyzes peer benchmarking and perform detail-oriented analytics reporting.

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Qualifications:

• Bachelor's Degree: Accounting, Finance, Economics or equivalent field.

• 0+ Years Relatable experience in Banking or financial services industry.

Skills and Abilities:

• Possesses good judgment and strong personal drive, sense of urgency and initiative.

• Ability to work well within a team, prioritize tasks, and handle numerous assignments simultaneously.

• Strong verbal and written communication skills

• Effectively interface and collaborate with external and internal parties.

• Excellent analytical, organizational and project management skills.

• Detail oriented with ability to research, organize and analyze financial data.

• Proficient in  Excel (pivot tables, vlookup, etc) and Powerpoint

At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply.

Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason.

$58,500.00 USD$90,000.00 USD