About Unlimit
Founded in 2009, Unlimit is a global fintech company with 16 offices all over the world and more than 500 employees, that offers a large portfolio of financial services - from acquiring (payment processing) to banking as a service. Our mission is to be “ready for tomorrow” and to provide our customers with a sense of stability in the everchanging financial landscape and an opportunity to be prepared for whatever the tomorrow of business brings their way, so that while others observe, they can already take an advantage.
About the job:
We are seeking a dynamic and experienced Deputy Head of Risk to join our Risk Management team.
In this pivotal role, you will work closely with our current Head of Risk, supporting the strategic management of risk across our operations. You will handle a variety of ad-hoc tasks related to our day-to-day activities, ensuring effective risk management and compliance throughout.
Your responsibilities will include liaising with regulatory authorities, ensuring that our operations meet all compliance standards, and managing relationships with card schemes such as Visa and Mastercard on the Acquiring side. There is also the potential to get involved on the Issuing side, offering a broad scope of responsibilities and opportunities for growth.
This is a fantastic opportunity for someone looking to expand their expertise in risk management and take on a key leadership role within a fast-paced, evolving environment.
Key duties and responsibilities:
- Implement relevant Card Scheme rule updates and provide ongoing guidance to our merchants and internal teams, including Underwriting, Sales and Account Management.
- Manage non-compliance notifications from the card schemes. Work closely together with our Merchants, Account Managers, Card Schemes and other stakeholders to solve these cases quickly.
- Conduct oversight reviews of high risk merchants.
- Implement relevant Card Scheme rule updates and provide ongoing guidance to our merchants and internal teams, including Underwriting, Sales and Account Management.
- Develop and iterate processes to monitor our merchant portfolio against Card Scheme rules.
- Take ownership over company’s operational merchant risk management processes, such as registration of Payment Facilitators, Digital Wallets etc. with the Card Schemes.
- Evaluate existing procedures to refine and optimize merchant on-boarding and monitoring process.
- You will be responsible for assisting the Head of Risk in the daily duties and ad-hoc cases.
Your experience and mindset:
- Bachelor’s degree in Law, Finance/Economics, Business Administration, or related field.
- Minimum of 5 years of experience in: Card Schemes compliance, Risk management, Regulatory Compliance, Regulatory or related field in Fintechs or Acquirers.
- Excellent understanding of payment industry, Card Schemes standards and regulatory requirements.
- Excellent analytical, organizational, and decision-making skills.
- Ability to communicate effectively across all levels of the organization and persuasively guide decision-making at all levels of the organization.
- Strong ethical judgment and the ability to handle confidential information with discretion.
- A proactive, detail-oriented individual who can work independently and as part of a team.
- Fluent in English, any other language will be considered as a plus.
We offer:
- Attractive monthly salary paid in line with experience
- Vacation, sick, and paid holidays
- Full-time: 5/2 (Saturday and Sunday days off)
- Modern workplace based in Cyprus (Limassol).
- A team of top international professionals to learn from and work with
- Multicultural working environment
Join Unlimit Team now!
Unlimit is an equal opportunity employer. We believe passionately that employing a diverse workforce is central to our success. We make recruiting decisions based on your experience and skills. We welcome applications from all members of society irrespective of age, sex, disability, sexual orientation, race, religion or belief.