Applicants must be currently authorized to work in the United States on a full-time basis. Western Union will not sponsor applicants for work visas for this position.

Senior Data Scientist – Denver, CO  - Austin, TX

Enterprise Risk and Compliance is looking to continue to evolve its best-in-class risk and compliance technology program in the areas of transaction monitoring, screening, reporting and overall risk management.  This is in alignment with Western Union’s work to be a dynamic player in the financial services industry and expand its product offerings, channels, and partnerships.  Additionally, regulators are actively reviewing how Western Union is integrating technology and innovation into Western Union’s Financial Crimes risk mitigation and compliance programs.     

This position is responsible for overseeing the advanced analytics and data science functions developing a deep technical understanding of the way the Enterprise Risk and Compliance programs and systems are designed.  This will include thorough knowledge of how systems are integrated with core business systems.  In addition, the role will include a focus on data flows and integration assumptions that may influence the strategy for Enterprise Risk and Compliance global program development.  This role will include short, medium and long term planning and ability to adapt to a highly diversified and changing environment.

Role Responsibilities:

• Develop a deep technical understanding of the way the Enterprise Risk and Compliance programs and systems are designed. 
• Lead as a subject matter expert on how our data can be modeled and integrated with core systems to manage financial crimes risk. 
• Support Enterprise Risk and Compliance global program development in the data science arena.
• Responsible for short, medium, and long-term planning and ability to adapt to a highly diversified and changing environment.
• Build relationships with internal stakeholders using “buy-in” through his/her expertise and technical aptitude. 
• Leverage proven experience to deliver end-to-end technical and advanced data analytics work.
• Troubleshoot and optimize queries, use CTEs and temporary tables judiciously, and intelligently weigh the tradeoffs between SQL and Python libraries for ETL and data aggregation.
• Experience with common data science tools and functional programming languages.

• Supporting the development of automated risk detection throughout our compliance program.
• Enable to leverage machine learning to identify potential fraud, money laundering and other financial crimes to enhance Western Union’s ability to proactively prevent and accurately report suspicious activity.
• Managing multiple projects and data requests in a timely manner.
• coordinate with other team members to ensure that system solutions meet goals and meet business needs.
• Ability to query and analyze data to generate reports, analytics, and recommendations.
• Document and manage audit related processes and tasks.
• Interact with other internal departments to formulate recommendations and actions.
• Excellent verbal and written communication skills with ability to interact with cross-functional roles.

Role Requirements:

• Six plus years of relevant experience in complex financial services/payment services/technology services organizations with multiple financial products, or a regulatory agency involving payment services compliance issues relating to anti-money laundering, Bank Secrecy Act, and related laws/regulations.
• Proficiency with SQL is required, with Snowflake experience a plus.
• Bachelor's degree required; Graduate degree preferred.
• Ability to advise on complex technical and analytical challenges and other risk management mechanisms within a financial company.
• Understanding of retail/commercial financial products/services as well as banking and payments integration and flows.
• Ability to produce reports and management information.
• Proven track record of complex problem solving and decision-making ability.
• Strong analytical skills.
• Strong project management, multi-tasking, and organizational skills.
• Knowledge of AML Compliance and experience with Snowpark would be an added advantage.
• Strong understanding of Agile methodologies. 
• Effective leader and team player.
• Effective communicator, orally and written

We make financial services accessible to humans everywhere. Join us for what’s next.

Western Union is positioned to become the world’s most accessible financial services company —transforming lives and communities. We’re a diverse and passionate customer-centric team of over 8,000 employees serving 200 countries and territories, reaching customers and receivers around the globe. More than moving money, we design easy-to-use products and services for our digital and physical financial ecosystem that help our customers move forward.

Just as we help our global customers prosper, we support our employees in achieving their professional aspirations. You’ll have plenty of opportunities to learn new skills and build a career, as well as receive a great compensation package. If you’re ready to help drive the future of financial services, it’s time for Western Union. Learn more about our purpose and people at https://careers.westernunion.com/.

Salary

The base salary range is $120,000 – $160,000 USD per year. This role is also eligible to receive an annual bonus that aligns with individual and company performance. Actual salaries will vary based on candidates' qualifications, skills, and competencies.

Benefits

You will also have access to short-term incentives, multiple health insurance options, accident and life insurance, and access to best-in-class development platforms, to name a few
(https://careers.westernunion.com/global-benefits/). Please see the location-specific benefits below and note that your Recruiter may share additional role-specific benefits during your interview process or in an offer of employment.

Your United States-specific benefits include:

• Family First Program
• Flexible Time Off
• Medical, Dental, and Life Insurance
• Student Loan Repayment Program
• Tuition Assistance Program
• Parental Leave

We are passionate about diversity. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve. We do not discriminate based on race, color, national origin, religion, political affiliation, sex (including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteran status. The company will provide accommodation to applicants, including those with disabilities, during the recruitment process, following applicable laws.

Western Union values in-person collaboration, learning, and ideation whenever possible. We believe this creates value through common ways of working and supports the execution of enterprise objectives which will ultimately help us achieve our strategic goals. By connecting face-to-face, we are better able to learn from our peers, problem-solve together, and innovate.  

Our Hybrid Work Model categorizes each role into one of three categories. Western Union has determined the category of this role to be Hybrid. This is defined as a flexible working arrangement that enables employees to divide their time between working from home and working from an office location. The expectation is to work from the office a minimum of three days a week. 

#LI-DP1 #LI-Hybrid #DICE

Estimated Job Posting End Date:

10-04-2024

This application window is a good-faith estimate of the time that this posting will remain open. This posting will be promptly updated if the deadline is extended or the role is filled.