About Us

We are reinventing consumer credit - starting with the $1T credit card market. We massively reduce the cost of capital by using technology to easily tap into peopleʼs assets. Our first product is the world's lowest APR credit card – backed by home equity. Using many patented technologies, we sped up a process that usually takes 4-6 weeks and thousands of dollars down to as fast as 15 minutes and $0 to get.

We are missionaries who like to work hard on important problems - and build products that become an infrastructure for society. We believe that using technology to lower the cost of capital for consumers is one of these problems - and if we can do it, it could have an infinite impact on peopleʼs lives.

Who are we?

We are a well-capitalized (over $275MM in equity funding) team of technology (Square, Microsoft, Facebook) and finance (Discover, CapitalOne, and Goldman Sachs) executives with top-tier investors -- Founders Fund, Khosla Ventures, Max Levchin, NYCA, Sequoia, SciFi VC, Caffeinated Capital, etc. Our team includes people who have built:

• Financial products (Square/CashApp, the earliest CapitalOne credit cards)

• Consumer products (Internet.org, Xbox)

• Technology infrastructure (Visual Studio, Windows & Azure, helped design the C++ & C# languages)

•  Mathematics & science infrastructure (computational research at NASAʼs JPL).

Job Brief:

As a key member of the finance team, you will manage and review statutory reporting for both external and internal stakeholders, ensuring timely delivery of monthly and quarterly reports to investors, capital markets, and regulators. Your role includes preparing the annual report and footnote schedules, crafting offering documents for debt and equity transactions, and providing essential accounting guidance for new products, projects, and contracts. You'll develop and update US GAAP accounting policies, coordinate audit requests, and drive process improvements to enhance reporting efficiency. Additionally, you'll assist with month-end close activities, including journal entries and financial modeling, and support automation projects to streamline accounting processes and reduce month-end close time.

Responsibilities

• Prepare and review statutory reporting to external and internal customers within the required time frames. Including monthly and quarterly reports to investors and capital markets stakeholders and regulators. 

• Prepare annual report and footnotes schedules

• Prepare offering documents for private and public debt and equity transactions

• Provide accounting guidance to business for any new products, projects, or contracts when necessary, preparing accounting transaction memos and setting up accounting flows in Netsuite

• Developing US GAAP accounting policies, monitoring accounting guidance to ensure compliance and update the policies as necessary

• Coordinate audit requests from external auditors, be able to provide proper support and analysis

• Identify and implement process improvements and efficiencies for reporting and other areas of responsibilities

• Assisting the Finance Team with month end close, including, preparing journal entries and update of the financial model, and preparing monthly/quarterly investor reporting

• Supporting Finance Team with automation projects to help streamline accounting processes and reduce month end close

Qualifications

• Detail Oriented - we’re a financial services technology company so being correct about the details matter

• Strong written and verbal communication skills

• Strong analytical, organizational and time management skills

• Ability to handle a variety of responsibilities and prioritize as needed, including ongoing requests from third parties

• Experience with month end close processes

• Proficient with MS Word and MS Excel. SQL / Python is a plus.

• Fluency, clarity and good diction in English

• Familiarity with NetSuite

• Experience using communication tools, task management tools, Google Drive, Google Email, Google Sheet and Google Doc

• Experience in credit card, banking or,  technology industry

• Bachelor's Degree - in Accounting or Finance. CPA is a plus. Public accounting experience is highly valued. 

Aven is a proud Equal Opportunity Employer. Aven does not discriminate against candidates or employees because of their sex, race, gender identity, disability, age, sexual orientation, religion, national origin, veteran status or any other protected status under the law.