Senior Analyst, AML Compliance – Denver, CO

AML Compliance Analysts play a crucial role within Western Union’s Financial Intelligence Unit by helping protect the company and its customers from the risks associated with consumer fraud and money laundering. This position is responsible for conducting investigations involving agents, consumers, and other types of cases with the goal of identifying potentially questionable patterns and taking appropriate actions to resolve risk. The position operates within a framework of tight deadlines and regulatory scrutiny. This role works both independently and as part of a team of other analysts.

We are looking for a candidate to contribute to various projects that include the planning, scoping and testing for various Anti-Money Laundering, Counter Finance Terrorism and Fraud compliance controls for the design and development of front-end controls and back-office monitoring programs for Western Union's Compliance Systems and Analytics (CS&A) team.

Responsibilities:

• Conduct research and analysis of complex, critical issues concerning the patterns and trends associated with money laundering and other potential risks as they relate to Western Union payment transactions.
• Analyze large datasets leveraging SQL and Python (Snowflake experience preferred) and write effective, scalable code to create and maintain complex queries.
• Replicate risk-based controls and back-office monitoring programs with the ability to understand, interpret, and analyze data from multiple sources summarizing results to illustrate potential risk or control gaps for a global audience.
• Must be able to effectively identify trends and patterns within large datasets and accurately summarize findings presenting risks, controls, and residual risks.

• Be responsible for supporting various enhanced rule engineering projects to identify and quantify actual or perceived control gaps.
• Advanced data analysis skills and the ability to understand, interpret, and analyze data from multiple sources and summarize results illustrating potential risk or control gaps for a global audience.
• Must be able to effectively identify trends and patterns within large datasets and accurately summarize findings presenting risks, controls and residual risks.
• Understanding of Point of Sale and Back Office automated controls and systems to determine the level of risk mitigation provided by each and propose enhancements where necessary.

 Requirements:

• Highly detail oriented with excellent written communication skills and ability to produce high quality materials for a global audience.
• SQL/Snowflake experience
• Able to effectively present analytical data and control recommendations to business users at the Director/VP level/Executive level.
• Understanding of international regulatory bodies and organizations.
• Develop and maintain productive relationships with key stakeholders.
• Understanding of Global Money Remittances Industry as it relates to AML and Fraud investigation processes and how they are used to mitigate risks showing ability to assess the level of risk cases present and prioritize accordingly.
• CAMS, CFCS, or related professional certification preferred

We make financial services accessible to humans everywhere. Join us for what’s next.

Western Union is positioned to become the world’s most accessible financial services company —transforming lives and communities. We’re a diverse and passionate customer-centric team of over 8,000 employees serving 200 countries and territories, reaching customers and receivers around the globe. More than moving money, we design easy-to-use products and services for our digital and physical financial ecosystem that help our customers move forward.

Just as we help our global customers prosper, we support our employees in achieving their professional aspirations. You’ll have plenty of opportunities to learn new skills and build a career, as well as receive a great compensation package. If you’re ready to help drive the future of financial services, it’s time for Western Union. Learn more about our purpose and people at https://careers.westernunion.com/.

Salary

The annual gross base salary range is $64,000-$85,000 per year, which includes a base salary and short-term that align with individual and company performance. Actual salaries will vary based on candidates' qualifications, skills, and competencies.

Benefits

You will also have access to short-term incentives, multiple health insurance options, accident and life insurance, and access to best-in-class development platforms, to name a few
 (https://careers.westernunion.com/global-benefits/). Please see the location-specific benefits below and note that your Recruiter may share additional role-specific benefits during your interview process or in an offer of employment.

Your United States – Specific Benefits Include

• Family First Program
• Time off
• Medical, Dental and Life Insurance
• Student Loan Repayment Program
• Tuition Assistance Program

• Parental Leave

Western Union values in-person collaboration, learning, and ideation whenever possible. We believe this creates value through common ways of working and supports the execution of enterprise objectives which will ultimately help us achieve our strategic goals. By connecting face-to-face, we are better able to learn from our peers, problem-solve together, and innovate.  

Our Hybrid Work Model categorizes each role into one of three categories. Western Union has determined the category of this role to be Hybrid. This is defined as a flexible working arrangement that enables employees to divide their time between working from home and working from an office location. The expectation is to work from the office a minimum of three days a week. 

We are passionate about diversity. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve. We do not discriminate based on race, color, national origin, religion, political affiliation, sex (including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteran status. The company will provide accommodation to applicants, including those with disabilities, during the recruitment process, following applicable laws.

#LI-DP1#LI-hybrid

Estimated Job Posting End Date:

08-30-2024

This application window is a good-faith estimate of the time that this posting will remain open. This posting will be promptly updated if the deadline is extended or the role is filled.