At AIG, we are reimagining the way we help customers to manage risk. Join us as a Brazil Actuarial Specialist to play your part in that transformation. It’s an opportunity to grow your skills and experience as a valued member of the team.

Make your mark in Actuarial

Our Actuaries are on the front lines, quantifying risk, pricing insurance and reserving losses for AIG’s major insurance operating companies, globally. We collaborate with Finance, Claims, Operations, Marketing and Risk Management, among other functions. As an AIG actuary, you will be challenged and encouraged to reach your greatest potential to help improve how we predict, manage and mitigate risk.

How you will create an impact

Responsibilities:

• Define technical provisions for Insurance and Reinsurance Company for Commercial and Consumer lines products in Local Gaap and USGAAP .
• Monitor reserves level for Insurance and Reinsurance Company for Commercial and Consumer lines products in Local Gaap and USGAAP.
• Monitor Loss Ratio Tendencies, Frequencies and Severities
• Identify, create and monitor actions plans needed to improve portfolios profitability
• Identify, investigate and explain variances to financial plans related and forecasts by interpreting financial results
• Analyze quarterly studies of IBNR to manage loss ratio by products and help each Profit Center to create action plans.
• Create all the financial statements notes related to the actuarial work
• Attend all USGAAP Reports and activities;
• Run Local GAAP Liability Adequacy Test Required by Regulator
• Define the risk appetite (retention per risk)
• Assess, monitor and Report the capital level (current and projection)
• Write the Annual Appointed Actuary Report to the regulator commenting the external actuarial audit report
• Ensure accuracy on actuarial databases
• Manage the external audit process

What you’ll need to succeed

• Bachelor’s degree in Actuarial (MIBA is required)
• Senior experience in reserving techniques in order to monitor, identify and anticipate loss ratios tendencies, portfolio behavior and measure P&L impacts.
• Exceptional communication skills, including ability to develop and present clear and concise analysis and recommendations to senior management.
• Willing and able to continuously learn and adapt in a dynamic and fast changing environment. 
• Advanced English Skills

Ready to take your career to the next level? We would love to hear from you.

Reimagining insurance to make a bigger difference to the world

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of belonging

We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The diversity of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities.  If you believe you need a reasonable accommodation, please send an email to [email protected].  

Functional Area:

AC - Actuarial

Estimated Travel Percentage (%): Up to 25%

Relocation Provided: No

AIG Seguros Brasil S.A.