Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Personal & Commercial Banking

Pay Details:

$59,500 - $84,000 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Department Overview The BRR Input Team provides Borrower Risk Rating (BRR) input support for Commercial Banking Centres (CBCs), Mid-Market Agriculture (MMAG) units, TD Equipment Finance, Financial Restructuring Group, Franchise Banking, the Automotive Banking Centers.

BRRIT is responsible for generating model implied BRRs for existing and new borrowers by completing all Moody’s Credit Lens (MCL) inputs, including financial statement input and the input of qualitative assessment.
Years of Experience Minimum 2 years of experience in accounting or finance area
Education Minimum post-secondary education, Commerce or Business Administration degree is a requirement, specialization in accounting or finance is preferred
Job Description
Responsibilities for the position include, but are not limited to: The Lead Risk Rating Specialist is responsible for:
• Use accounting knowledge, notes to financial statements, and overarching guidelines to correctly assess input values from financial statements (Balance Sheet, Income Statement and Statement of Cash Flow) of privately held companies to confirm inputs into the Risk Rating model
• Understand intercompany transactions and review intercompany eliminations use to combine financial statements from multiple companies, including complex consolidations
• Be the subject matter expert on the Risk Rating models supported
• Provide guidance to inputter regarding any errors
• Train the Senior Risk Rating Specialists, Risk Rating Specialists, and/or seasonal Contractors
• Effectively communicate with credit adjudicators when there are conflicting views on a set of entries
• Act as a Manager of Duty, which includes operating BRRIT generic email boxes, communicating with internal partners, and monitoring automation process
• Perform quality control review of the Economic Market Value (EMV) spreadsheets
• Assist the Manager, Risk Rating on projects and initiatives, as required
• Assist Managers with hiring and training seasonal contractors in preparation for peak business season
• Perform Queue Management to ensure BRR requests are completed within the Service Level Agreement (SLA) targets.
• Contribute to a positive and fun work environment.
Job Requirements • Expert knowledge of accounting basics (flows between Balance Sheet, Income Statement and Statement of Cash Flow) and treatment of inter-company eliminations.
• Education or work experience with a specialization in accounting is preferred
• Working knowledge of standard Microsoft desktop software, specifically Outlook, Excel and Word
• Working Knowledge of Moody's CreditLens
• Must possess keen attention to detail
• Ability to work in a high-pressure environment while ensuring work is of high quality
• Strong organizational and time-management skills
• Excellent Problem-solving skills
• Work independently with minimal supervision and as part of a team
• Results oriented
• Excellent verbal and written communication skills and inter-personal skills
Inclusiveness At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected, and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve. If you require an accommodation for the recruitment/interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.
Language Requirements Proficiency in both English and French is required.
Maîtrise de l'anglais et du français requise.

*** Working Shift is 11am - 7pm

Who We Are:

TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we help clients meet their needs today and prepare for tomorrow. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank. We are growth-oriented, people-focused, and community-minded. As a team, we work to deliver value for our clients every day.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.
 

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet