Location: Hybrid in footprint preferred, but open to remote outside of footprint

M&T Realty Capital Corporation is a wholly-owned subsidiary of M&T Bank. As a full-service mortgage banking company, we specialize in providing competitive financing nationwide for commercial real estate.

Overview:

The primary function of this position is the servicing and asset management of multifamily loans originated by M&T Realty Capital Corporation for Fannie Mae, Freddie Mac, FHA/GNMA, Life Companies and other investors, in accordance with their requirements, and also including the servicing of bridge and mezzanine loans retained by M&TRCC.

Primary Responsibilities:

• Review, analysis and processing of complex financial statements, performing and reviewing property inspections
• Completing reserve for replacement and non-critical draw requests
• Escrow processing, and the review and processing of easement requests, ownership changes and other servicing and asset management functions that may arise
• Other responsibilities may include the processing of construction and sub rehabilitation loans, and all job functions related to those transactions
• Additional responsibilities include training, coaching and otherwise provide guidance to less experienced Servicing staff and serve as a point of reference for servicing and asset management related questions
• Throughout the life cycle of each assigned loan, serve as the key point of customer contact with the borrower on  servicing- and asset management-related matters.
• Intermediary agency and M&TRCC ensuring timely and accurate upload of financials, inspections and release from escrows in accordance with program requirements.
• Willingness to travel out of state and stay overnight.
• Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite.  Identify risk-related issues needing escalation to management. 
• Promote an environment that supports belonging and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• Complete other related duties as assigned.

Scope of Responsibilities:

Supervisory/Managerial Responsibilities:

Education and Experience Required:

Bachelor's degree and a minimum of 5 years' related work experience including loan administration, asset management/servicing or underwriting experience relating to complex multifamily/commercial real estate loan transactions or in lieu of a degree, a minimum of 9 years' combined higher education and/or related work experience.

Experience with a variety of software applications including Microsoft office systems and commercial loan information systems.
Strong communication skills.
Good interpersonal skills with the ability to interact with all levels of personnel.
Ability to function effectively as a team member.
Detail oriented and good time management skills.

Education and Experience Preferred:

MBA/Advanced Degree

5 years of agency multifamily or bridge/balance sheet asset management experience

Why Choose MTRCC:

We are 1 of 5 US-based lenders offering Fannie Mae, Freddie Mac, FHA, bridge loans, life company, debt funds and other capital source relationships

Our parent company, M&T Bank, is one of the largest commercial real estate lenders in the United States. We leverage the power of our balance sheet and other financial services to provide a wide array of resources to fit our clients’ needs.

Approved Fannie Mae DUS® and Freddie Mac Optigo® lender since 1989

One of the nation’s leading firms providing FHA-insured multifamily mortgages and an approved MAP lender with 30+ years of experience

We offer a competitive Multifamily Bridge Loan Program aimed at providing customers with shorter-term financing solutions as a bridge to closing on an agency or life company execution

Our long-standing relationships with numerous life insurance company investors gives us flexibility during the term of a loan

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $107,656.56 - $179,427.60 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

Location:

Baltimore, Maryland, United States of America