We are interested in every qualified candidate who is eligible to work in the United States. However, we are not able to sponsor visas or take over sponsorship at this time.
About the Role:
As a Corporate Counsel, you will focus your efforts in supporting Enova’s lending and other businesses primarily in their marketing initiatives and are expected to have (or to develop) an in-depth understanding of consumer and commercial finance laws and regulations that affect the company’s financial services businesses in those efforts. A successful candidate will be an engaged and resourceful self-starter, comfortable working in a fast-paced and dynamic environment, and excellent at building strong relationships. This role reports to the Senior Associate General Counsel.
Responsibilities:
- Partner directly with our product, marketing, and compliance teams to support our marketing initiatives and related product launches
- Provide counseling on a range of consumer and commercial financial products and services, including with respect to escalated customer complaints, privacy and data security projects, the management of our intellectual property, working with colleagues and cross-functional stakeholders across the company
- Respond promptly to a wide range of complex legal requests and coordinate closely with the teams to deliver practical, timely and high-quality advice
- Identify and assess business and legal risks, and collaborate to find creative ways to mitigate them while achieving business goals
- Handle all aspects of legal compliance with applicable laws and regulations, interpret existing and new laws and regulations and provide guidance to business teams
- Work closely with business and technology teams to implement legal/regulatory changes
- Pitch in on whatever legal work needs to be done
Requirements:
- J.D. from an accredited law school and admittance in good standing with at least one state bar
- 3+ years of regulatory experience analyzing laws and regulations and providing detailed recommendations to business teams particularly at a fintech, financial institution, technology, or social media company
- Experience advising on legal issues related to consumer financial services laws, including, but not limited to:
- Dodd-Frank Act
- FTC Act
- Gramm-Leach-Bliley Act
- Fair Credit Reporting Act
- Truth in Lending Act
- Fair Debt Collections Practices Act
- Electronic Funds Transfer Act
- Equal Credit Opportunity Act
- Military Lending Act
- ServiceMembers Civil Relief Act
- ESIGN Act
- State consumer lending statutes
- State privacy and data security statutes
- Good sense of moral judgment guided by the basic principles of the Rules of Professional Conduct
- Critical thinking and negotiation skills, as well as a solutions-oriented approach to problem solving
- Project management experience on complex legal projects and effective organization, communication and presentation skills
- Ability to work both independently and in a team environment and to follow direction and feedback from manager and business partners
- Ability to build long-lasting and meaningful relationships and to collaborate with the different teams within our company
- Ability to be a business partner, and think like a proactive business owner not just a legal advisor
#BI-Hybrid #LI-Hybrid
Benefits & Perks:
- Hybrid roles entail working in-office from Tuesday to Thursday, with the choice to work remotely on Mondays and Fridays
- Health, dental, and vision insurance including mental health benefits
- 401(k) matching plus a roth option (U.S. Based employees only)
- PTO & paid holidays off
- Sabbatical program (for eligible roles)
- Summer hours (for eligible roles)
- Paid parental leave
- DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova)
- Employee recognition and rewards program
- Charitable matching and a paid volunteer day…Plus so much more!
About Enova
Enova International is a leading financial technology company that provides online financial services through our AI and machine learning-powered Colossus™platform. We serve non-prime consumers and businesses alike, while offering world-class technology and services to traditional banks—in order to create accessible credit for millions.
Being a values-driven organization is at the core of Enova’s success. We live our values by listening to our customers, challenging assumptions, thinking big, setting high expectations, and hiring and developing the best. Through our values and our commitment to making Enova an awesome place to work, we maintain an environment of inclusion and culture where our employees can thrive. You can learn more about Enova’s values and culture here.
It is our policy to provide equal employment opportunity for all persons and not discriminate in employment decisions by placing the most qualified person in each job, without regard to any other classification protected by federal, state, or local law. California Applicants: Click here to review our California Privacy Policy for Job Applicants.