Work Location:

Canada

Hours:

37.5

Line of Business:

Compliance

Pay Details:

We’re committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.

Job Description:

TEAM OVERVIEW

Canadian Banking Compliance (CBC) is responsible for overseeing Regulatory Compliance in accordance with the Enterprise Regulatory Compliance Management Framework.  We provide ongoing regulatory support for TD Bank Group's lines of business as mandated under the primary governing regulatory body, the Financial Consumer Agency of Canada (FCAC).

JOB DESCRIPTION

Reporting to the Senior Manager, the Senior Compliance Business Oversight Analyst will be a member of the CBC team, and support and execute the accountabilities of our Regulatory Compliance Management (RCM) Program in line with OSFI Guidelines, and provide objective guidance and independent challenge to Canadian Banking for managing regulatory and conduct risk. The successful candidate will act as a subject matter expert on laws, Rules and Regulations (LRRs) applicable to Canadian Banking businesses, including consumer protection (under the federal Bank Act or provincial consumer protection legislation), CDIC, Privacy and Conduct Risk.  This subject matter expertise is leveraged to execute the CBC RCM Program, with specific focus on Monitoring & Testing, Issues Management, Governance and Reporting.

KEY ACCOUNTABILITIES

• Coordinate and/or lead the annual M&T planning process and monitor its ongoing progress

• Develop and execute M&T activities in accordance with established Standards and Procedures to achieve completion within target timelines

• Conduct skilled analytical research and analysis as part of M&T engagements

• Work collaboratively with key partners throughout M&T engagements

• Present objective and independent opinion on the adequacy of RCM processes and controls in accordance with regulatory and internal requirements

• Proactively identify matters which require additional attention, further escalation, or review, and liaise with the appropriate groups to resolve

• Provide objective review and challenge to businesses on compliance issues, with a specific focus on validating that corrective measures to remediate issues have been appropriately executed

• Oversee and monitor the department's issue validation schedule, in coordination with internal Compliance teams and Risk Owner Governance and Control areas, to meet established timelines.

• Assist in the development and implementation of appropriate Compliance policies, processes and controls for continued alignment to the ERCMF, and associated Standards and Procedures

• Work with Compliance and business management and external business partners (e.g., Internal Audit, external consultants) to respond to regulatory requests, findings, audits and/or examinations

• Develop analysis and insights for reporting identified or emerging risks to senior management within Compliance, the business, applicable Boards, and regulators as required

• Assist to develop and/or present focused RCM training internally within the team and/or  to Risk Owners

EMPLOYEE / TEAM

• Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and promote timely communication of issues/ points of interest

• Provide thought leadership and/ or industry knowledge for own area of expertise and participate in knowledge transfer within the team and business

• Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques

• Participate in personal performance management and development activities, including cross training within own team

• Keep others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities

• Contribute to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices

• Lead, motivate and develop relationships with internal and external business partners / stakeholders to develop productive working relationships

• Contribute to a fair, positive and equitable environment that supports a diverse workforce

BREADTH & DEPTH

• Expert level professional role requiring in-depth knowledge/expertise in Compliance and working knowledge of broader related areas

• Strong critical thinking, organizational and problem-solving skills

• Has the ability to understand regulatory requirements and apply that knowledge to business-specific scenarios 

• Strong interpersonal skills with the ability to interact at all levels of the Bank with superior organizational awareness

• Oversees and/or independently performs work from end to end, executing on more complex and/or non-standard requests

• Performs complex analysis and reporting

• Delivers on priorities under tight deadlines in in an evolving, sometimes ambiguous environment

• Excellent written and oral communication skills 

EXPERIENCE & EDUCATION

• Undergraduate degree or equivalent work experience (5+ years)

• Experience in Internal Audit, Compliance or AML

• Experience conducting Monitoring and/or Testing preferred

• Knowledge of Canadian Banking products, policies & processes is preferred

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.
 

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement:

N/A.