Strategy & Consulting

Financial Services - Banking Payments Consultant

Accenture is a leading global professional services company that helps the world’s leading businesses, governments, and other organizations build their digital core, optimize their operations, accelerate revenue growth, and enhance citizen services—creating tangible value at speed and scale. We are a talent- and innovation-led company with approximately 742,000 people serving clients in more than 120 countries. Technology is at the core of change today, and we are one of the world’s leaders in helping drive that change, with strong ecosystem relationships. We combine our strength in technology and leadership in cloud, data, and AI with unmatched industry experience, functional expertise, and global delivery capability. We are uniquely able to deliver tangible outcomes because of our broad range of services, solutions, and assets across Strategy & Consulting, Technology, Operations, Industry X, and Song. These capabilities, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients reinvent and build trusted, lasting relationships. We measure our success by the 360° value we create for our clients, each other, our shareholders, partners, and communities. Visit us at www.accenture.com.

In Strategy & Consulting we work with C-suite executives, leaders, and boards of the world’s leading organizations, helping them reinvent every part of their enterprise to drive greater growth, enhance competitiveness, implement operational improvements, reduce cost, deliver sustainable 360° stakeholder value, and set a new performance frontier for themselves and the industry in which they operate. Our deep industry and functional expertise is supported by proprietary assets and solutions that help organizations transform faster and become more resilient. Underpinned by technology, data, analytics, AI, change management, talent, and sustainability capabilities, our Strategy & Consulting services help architect and accelerate all aspects of an organization’s total enterprise reinvention.

Financial Services Payments Practice

The Payments practice is a part of the Financial Services North America Banking Client Service Group, which provides consulting and outsourcing services to retail banking and payments clients throughout the U.S. and Canada.  We serve more than 600 unique clients in 24 countries including banks, networks, merchants, and fin-techs, payment platforms. Accenture's North American Payments practice is responsible for driving Accenture's go-to-market strategies and offerings for our US and Canadian clients, bringing our best offerings and leveraging our global payment practices and experience.  These offerings include:

• Payment Innovation (e.g., digital payments, wallets, etc.)

• Card Issuing

• Retail Bank Payments

• Commercial Cash Management, B2B, Corporate, and Transaction Banking and Payments

As a Payments Consultant, you’ll be dedicated to helping clients by designing and delivering strategic solutions that achieve compliance, mitigate risks, and seize revenue growth opportunities.

Key Responsibilities:

• Develop world-class business and technology solutions for Consumer and Commercial Payments clients across a wide range of payment methods.

• Conduct operating model assessments (people, process, org) and client needs assessments.

• Perform vendor assessment and due diligence of packaged platforms, e.g. Card platforms, Pricing & Profitability and Workflow solutions, Treasury Management portals

• Participate in process design, requirements gathering, and functional design as part of Payments systems implementation engagements.

• Serve as a business architect during client engagements.

• Participate in the development of best-in-class, reusable assets.

• Participate in business development to originate new client opportunities.

• Must be willing to travel up to 80% (Monday - Thursday) 

Here’s What You Need:

• 3+ years of relevant experience in one or more specific payment areas in any of the following payment domains:

  • Card: Private label, Credit, Online Debit, Offline Debit, Prepaid, ATM, Acquirer/Issuer

  • Retail:  P2P, Bill Payment, Mobile Payments, Electronic Bill Presentment, Micro Payments

  • Electronic: ACH, Domestic Wire, International Wire, Fedwire/CHIPS, SWIFT

  • Cash / Treasury Management:  Sales, Relationship, Operations and/or Product Delivery

• 3+ years’ experience with consulting project delivery including managing or creating project deliverables, and managing projects within timelines and budgets within management consulting or industry experience within a large commercial bank or payment provider.

Preferred Qualifications:

• Industry experience within Consumer, Commercial or new payment flows. Demonstrated business and technology expertise across the end-to-end payment lifecycles and operating models

• Successful track record of performing operating model design, business process design, and system functional design.

• Experience with vendor platforms enabling seamless delivery of payments products is preferred.

• Ability to develop and manage relationships with client management.

• Payments industry expertise in alternative/emerging payments

• Understanding of end-to-end payments lifecycle

• Business Architecture - Applied in solution planning, and requirements definition and analysis

• Baseline understanding of the principles of technology

• Requirements Analysis

• Functional Design

• Professional Skills Required:

• Proven ability to work independently and as a team member

• Proven ability to work creatively and analytically in a problem-solving environment

• Excellent leadership, communication (written and oral) and interpersonal skills

Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired in California, Colorado, District of Columbia, Maryland, New York or Washington as set forth below.

We accept applications on an on-going basis and there is no fixed deadline to apply.

Information on benefits is here.

Role Location                                    Annual Salary Range

California                                          $63,200 to $258,500

Colorado                                           $63,200 to $223,300

District of Columbia                       $67,300 to $237,800

New York                                          $58,500 to $258,500

Maryland                                          $58,500 to $206,800

Washington                                      $67,300 to $237,800

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We have an unwavering commitment to diversity with the aim that every one of our people has a full sense of belonging within our organization. As a business imperative, every person at Accenture has the responsibility to create and sustain an inclusive environment. 

Inclusion and diversity are fundamental to our culture and core values. Our rich diversity makes us more innovative and more creative, which helps us better serve our clients and our communities. Read more here 

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Accenture is an Equal Opportunity Employer. We believe that no one should be discriminated against because of their differences, such as age, disability, ethnicity, gender, gender identity and expression, religion, or sexual orientation.
 
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Requesting An Accommodation 
 
Accenture is committed to providing equal employment opportunities for persons with disabilities or religious observances, including reasonable accommodation when needed. If you are hired by Accenture and require accommodation to perform the essential functions of your role, you will be asked to participate in our reasonable accommodation process. Accommodations made to facilitate the recruiting process are not a guarantee of future or continued accommodations once hired. 
 
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Applicants for employment in the US must have work authorization that does not now or in the future require sponsorship of a visa for employment authorization in the United States.   

Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration. 
 
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