Work Location:

Mount Laurel, New Jersey, United States of America

Hours:

40

Line of Business:

Product Management

Pay Detail:

68,640 - 102,960 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

The Senior Product Analyst contributes to the business strategy by supporting tactics for product development and to acquire/retain business for their specific product group. The Senior Product Analyst offers advice, recommendations, solutions and consulting at a broad functional level across product management accountabilities based on reporting and analysis.

Depth & Scope:

• Expert level professional role requiring in-depth knowledge/expertise in own domain/field of specialty and working knowledge of broader related areas
• Provides first level strategic input and advice for activities in other business/functional areas, and guidance and advice to others on area of expertise
• Acts as Subject Matter Expert for product-related inquiries and to review/recommend product details for customer collateral, including internal and external sources (Intranet, Internet, brochures, customer letters, marketing material, welcome packages)
• Integrates the broader organizational context into advice and solutions within own area
• Solves complex problems requiring analysis of multiple variables, including consultation with multiple stakeholders
• Uses advanced methods to contribute to new solutions and recommends standards against which others will operate
• Works within broad guidelines/policies and independently performs tasks from end to end
• Work performed under moderate management guidance and supervision
• Key resource in delivering day-to-day projects and initiatives
• Maintains up to date awareness of regulatory, competitive and industry landscape to obtain market insights; Assesses where gaps exist, supports the implementation of solutions which meet or exceed customer expectations
• Provides input to Product Managers through conducting forecasting and modelling activities to support the planning process
• Supports the development, implementation and understanding of training material, procedures for new products and/or processes
• Develops and maintains customer and employee-facing documentation and communication materials in conjunction with key partners, i.e. Marketing, CAPA
• Conducts impact assessments (on customers, operations & financials) when changes affecting our products are proposed
• Acts as an escalation point for customer, process or operational issues, and further escalates as required to management
• Liaises with various partners and stakeholders in the resolution of issues
• Recommends and champions strategies to enhance the customer experience
• Recommends solutions to improve the product, pricing, service, and/or process
• Interacts with vendors and other external parties for business function management
• Liaises with various partners to understand front-line trends (Whiteboard, Phone Channel call listening, etc.) identifying opportunities to improve the customer and employee experience
• Adheres to enterprise frameworks or methodologies that relate to activities for own business area
• Understands and contributes to the achievement of the business strategy, goals and objectives
• Supports the Product Manager or Senior Product Manager with product profitability analysis, market trends, pricing, distribution support, policy analytics, and the creation of business cases
• Compiles and analyzes key performance statistics when required
• Conducts ongoing industry and competitive analysis to obtain market insights
• Adheres to internal policies/procedures and applicable regulatory guidelines
• Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques
• Conducts impact assessments (on customers, operations & financials) when changes affecting products are proposed
• Assists with new projects and provides input into the review of business requirements, including supporting technology initiatives
• Provides first level strategic input and advice for activities in other business/functional areas, and guidance and advice to others on area of expertise
• Acts as Subject Matter Expert for product-related inquiries and to review/recommend product details for customer collateral, including internal and external sources (Intranet, Internet, brochures, customer letters, marketing material, welcome packages)
• Ensures all products are in compliance and meet all regulatory requirements
• Is knowledgeable of and complies with Bank and Industry Codes of Conduct
• Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite

Education & Experience:

• Undergraduate degree or product management certificate and/or
• 5+ years of relevant experience (channel/distribution, finance, control partners, technology)
• Proficient knowledge of and ability to conduct product research, product analysis and development, forecasting, pricing, competitive intelligence
• Expert level professional role requiring in-depth knowledge/expertise in own domain/field of specialty and working knowledge of broader related areas
• Integrates the broader organizational context into advice and solutions within own area
• Knowledge of current and emerging competitor and market trends
• Ability to communicate effectively in both oral and written form
• Ability to work collaboratively and build relationships
• Ability to work successfully as a member of a team and independently
• Ability to exercise sound judgement in making decisions
• Ability to analyze, organize and prioritize work while meeting multiple deadlines
• Skill in using analytical software tools, data analysis methods and reporting techniques
• Skill in using computer applications including MS Office
• Ability to handle confidential information with discretion
• Finance background preferred
• Strong Excel skills preferred
• PNL analysis experience preferred
• Data analytics experience preferred

Who We Are

TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we help clients meet their needs today and prepare for tomorrow. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank. We are growth-oriented, people-focused, and community-minded. As a team, we work to deliver value for our clients every day.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
 

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at [email protected]. Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.