Every day, Global Payments makes it possible for millions of people to move money between buyers and sellers using our payments solutions for credit, debit, prepaid and merchant services.  Our worldwide team helps over 3 million companies, more than 1,300 financial institutions and over 600 million cardholders grow with confidence and achieve amazing results.  We are driven by our passion for success and we are proud to deliver best-in-class payment technology and software solutions.  Join our dynamic team and make your mark on the payments technology landscape of tomorrow. 

Job specifications

• Formulation of Credit Policy 

• Supervise a team of local Credit staff and coach with  Credit analytical skills and continuous improving the quality of Credit staff

• Assisting Regional  Director of Credit  in managing all day-to-day Credit approval and Risk Management issues 

• Liaise with Business Head and Country Head for implementation and execution of credit recommendation with balancing business rewards and risks

• Liaise with US Worldwide Credit and Risk team in managing portfolio risk in AP, Credit Policy formulation and resolve  credit issues

• Lead the implementation of  system development which helps in managing portfolio risks and help business in tapping high risk segments with the systematic credit risk monitoring tools

• Liaise with various departments and local Credit for  internal audit by US HQ and implementation of audit recommendations

• Liaise with Legal department for merchant agreements and collateral/risk mitigant correspondence/letters

• Conduct credit assessment and approval on credit applications put forwarded by local credit in other Asian countries, make recommendations  

• Ensure local credit team in other Asian countries are in compliance with prevailing credit policies and guidelines and perform regular credit audit in local sites

• Liaise with various parties to consider various risks in approval process

• Conduct regular  review on high risk and regional merchants 

• Monitor portfolio quality on an ongoing basis and recommend rating and collateral actions, make recommendations on how to improve the quality of portfolio

• Prepare comprehensive credit reporting on regional deals to Executive Management for approval

• Portfolio database management

• Manage post approval recording/monitoring and general risk portfolio management

• Assist in streamlining process and look for improvement in effective credit risk controls

• Effective control of department-related expense 

• Participate in various ad-hoc projects

Global Payments Inc. is an equal opportunity employer. Global Payments provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including pregnancy), national origin, ancestry, age, marital status, sexual orientation, gender identity or expression, disability, veteran status, genetic information or any other basis protected by law. If you wish to request reasonable accommodations related to applying for employment or provide feedback about the accessibility of this website, please contact [email protected].