Kiavi is one of the nation’s largest private lenders to residential real estate investors (REIs). We harness the power of data & technology to offer our customers a simpler, more reliable, and faster way to access the capital they need to scale their businesses.
Formerly known as LendingHome, we’re committed to helping REIs revitalize the approximately $25 trillion worth of aged U.S. housing stock to provide move-in ready homes and rental housing for millions of Americans across the country.
Combining our technology and industry expertise, Kiavi has grown to a team of over 400 and has won many awards over the years including Forbes Fintech 50, Finovate Awards, Best Digital Mortgage Platform, Fast Company’s Most Innovative Companies, and many more.
- Loans Funded: $22 billion in loans funded
- Homes financed: 71,000+ projects funded for our customers across the country
- Geography: 31 states + D.C. where we lend to REIs so they can revitalize neighborhoods
- Employees: Over 400 employees with competitive benefits and perks
This position can be based remotely in any of our approved hiring regions. Our hybrid distributed workforce philosophy allows us to find the best talent in the country and build diverse teams, while allowing our colleagues to work from the location that works best for them.
** This is a 6 month contract to start. **
The Role:
The Risk Data Analyst tackles challenging business problems, including credit policy development and process optimization. This role works cross-functionally with Capital Markets, Operations, Sales, Product, and many other teams to advance various business initiatives that align with department and corporate goals. This role reports to the Director of Portfolio Risk.
Responsibilities:
- Conduct in depth analysis on portfolio characteristics and performance trends, identify root causes of problem-areas, and create actionable recommendations.
- Develop credit strategies that will accelerate lending growth or lead to effective loss mitigation actions.
- Define, create, and improve metrics and dashboards that accurately measure the health of the business.
- Build tools to automate and/or simplify analytics, reporting, and operational procedures.
- Analyze policy exceptions and corresponding performance data to identify trends, gaps, and opportunities for automation and scaling of best practices and decisions.
- Assist in the research, development, implementation, and execution of credit policies and procedures to support loan production.
Qualifications:
- Bachelor’s degree in business or a related quantitative discipline (Math, Statistics, Economics, Finance, Physics, Computer Science).
- 2+ years’ experience in an analytics role preferably at a commercial bank, investment bank, consulting firm, technology company, or other lending institution.
- Strong skills in programming languages and coding. Ability to manipulate, validate, and analyze large datasets using SQL, R, or Python.
- Experience with Tableau, or other visualization tools.
- Strong organizational skills and attention to detail.
- Ability to partner, collaborate, and communicate well with a diverse set of colleagues, both technical and non-technical, at all levels of the organization.
- An analytical mindset to think critically, problem solve, and improve upon the status quo.
Kiavi takes a market-based approach to pay, and pay may vary depending on your location. The expected annualized base pay range for this full-time role to be performed remotely is $115K to $155K + benefits. The range displayed on each job posting reflects the minimum and maximum target for new hire salaries. Within the range, the successful candidate’s starting pay will be determined based on job-related skills, experience, qualifications, work location, and market conditions. Your recruiter can share more about the specific base pay range for your preferred location during the hiring process. Please note that the pay range listed above reflects the base salary only, and does not include the target value of equity or benefits.
** This is a 6 month contract to start. **
Benefits and Perks
- Medical, Dental, and Vision Insurance: Kiavi offers free employee-only coverage for medical, dental, and vision plans. Dependents receive a heavily discounted premium, competitively placed in the 90th percentile for cost.
- Health Savings Account (HSA): For those enrolled in a High Deductible Health Plan (HDHP), Kiavi provides an annual employer contribution to HSAs: $500 for individual coverage and $1,000 for dependents.
- Disability and Life Insurance: Immediate access to short-term and long-term disability insurance, as well as group life and AD&D insurance, with coverage at 1x annual salary.
- Remote Work Policy: Kiavi supports working remotely for day to day activities for most roles and occasionally may ask employees to gather in person for key meetings, trainings, team building etc. For remote workers, Kiavi offers a one-time office setup reimbursement of up to $500 and a monthly $85 stipend for internet and phone expenses. For in-office workers, Kiavi offers employer contributions to commuter benefits account, either for parking or public transportation.
- Flexible Time Off: Employees are empowered to manage their own time off, with no strict limits, as long as it's approved by their manager.
- Paid Leaves: Up to 8 weeks of paid leave for medical or caregiver purposes, and 12 weeks of paid maternity/paternity leave. Short-term disability leave is also available for birthing mothers.
- 401(k) & Company Match: A 401(k) plan managed by Fidelity, with Kiavi matching 100% of contributions up to 3% of compensation or $6,000 (whichever is less). All employer contributions are immediately vested.
Protect yourself from recruitment scams:
- If you are offered an interview or a role with Kiavi, this will be communicated with you through email, via an official email address ending in @kiavi.com or @lendinghome.com.
- You will never be asked for payments of any kind during the process.
- We also never communicate with candidates via Whatsapp at any point during the recruitment process.
- We won’t ask for personal information or data via text message. If you have any concerns regarding how genuine a text message is, please contact your recruiter.
- You can find our official Kiavi careers page here. We advise you to check that the page details and website addresses match if you have any concerns.