Posted:
3/5/2026, 3:07:24 AM
Location(s):
Virginia, United States ⋅ Georgia, United States ⋅ Richmond, Virginia, United States ⋅ Atlanta, Georgia, United States
Experience Level(s):
Junior ⋅ Mid Level ⋅ Senior
Field(s):
Finance & Banking
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Regular or Temporary:
RegularLanguage Fluency: English (Required)
Work Shift:
1st shift (United States of America)ESSENTIAL DUTIES AND RESPONSIBILITIES
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
1. Perform detailed underwriting analysis of all Truist Financial mortgage loan products including calculating all income type, calculating complex financial analysis, analyzing title reports and lien information, reviewing all financial statements, and reviewing all additional documentation prior to approval.
2. Ensure that all loan files are documented to meet portfolio and investor guidelines to ensure marketability and maintain quality standards.
3. Develop and maintain a strong understanding of Mortgage Lending products, policies, processes, and their required documentation; demonstrated expertise with two or more of the following categories preferred - GSE, Government, Portfolio - and/or expertise in government lending.
4. Loans to be adequately conditioned to meet Mortgage Lending products, policies, processes, and their required documentation
5. Adhere to all compliance regulations and controls.
6. Conduct proactive and effective pipeline management to ensure that metrics are met.
7. Develop and maintain positive working relationship with co-workers, internal and external clients, business partners and vendors.
8. Lending authority will be granted based on experience and mastery of the certification program and/or demonstrated proficiency in underwriting mortgage loans.
QUALIFICATIONS
Required Qualifications:
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. External applicants must possess two years of mortgage underwriting, three years of mortgage processing, or five years of mortgage industry experience. Mortgage industry experience includes mortgage underwriting (including modifications and quality control), mortgage processing, origination/loan support role, or unit management for mortgage business unit (processing or underwriting). Internal applicants may also qualify having five years of strong credit experience outside of Mortgage (i.e., consumer lending underwriter, wealth underwriter, commercial credit underwriter or processor, etc.)
2. Excellent Communication skills, both written and verbal, in relating to internal and external clients.
3. Demonstrates proficiency in basic computer applications, such as mortgage automated processing systems and Microsoft Office software products.
4. Bachelor's degree in business or related field, or equivalent education or related training
5. Ability to travel, occasionally overnight.
Preferred Qualifications:
1. Basic knowledge of bank services and products
2. Direct Endorsement and Staff Appraisal Reviewer Certifications
3. Familiarity with Automated Underwriting Systems (e.g. DU, LP, GUS)
General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.
Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.
Website: https://truist.com/
Headquarter Location: Charlotte, North Carolina, United States
Employee Count: 10001+
Year Founded: 1872
IPO Status: Private
Last Funding Type: Seed
Industries: Banking ⋅ Finance ⋅ Financial Services