Underwriting Officer - UQ05EE

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ABOUT US

The Hartford underwrites human achievement. Our Construction underwriting organization supports complex construction projects through disciplined underwriting, strong governance, and close collaboration across the enterprise.

ROLE OVERVIEW

The Underwriting Officer is responsible for technical underwriting leadership, portfolio governance, and disciplined execution across Wrap-Up (OCIP/CCIP) and Loss Sensitive Construction programs. This role serves as the primary underwriting authority for these segments, providing oversight of complex structures, portfolio performance, and risk selection while engaging selectively with brokers and key clients to support opportunity shaping and stewardship.

KEY RESPONSIBILITIES

Wrap-Up Leadership

- Serve as the senior underwriting authority for Wrap-Up (OCIP/CCIP) programs within Construction

- Provide technical leadership and guidance to Wrap-Up underwriting professionals

- Approve complex program structures, pricing, terms, and conditions

- Collaborate with claims, safety, and actuarial partners to ensure enterprise alignment and portfolio performance

Loss Sensitive Governance

- Own Loss Sensitive underwriting authority across Construction

- Establish underwriting standards, program structures, and referral and escalation protocols

- Oversee deal review, portfolio quality, and large or complex risk transactions

- Balance profitable growth with underwriting discipline and risk governance

External Engagement & Market Leadership

- Participate in stewardship meetings, key broker discussions, and select client engagements

- Support opportunity origination while reinforcing underwriting standards and portfolio quality

- Clearly articulate The Hartford’s construction risk philosophy to external partners

Talent Development & Enterprise Leadership

- Mentor and develop underwriting talent to build bench strength and technical depth

- Act as underwriting proxy for the Chief Underwriting Officer as needed

- Provide portfolio insights, trend analysis, and risk perspective to senior leadership

QUALIFICATIONS

- 15+ years of underwriting experience with demonstrated leadership responsibility

- Deep expertise in Wrap-Up (OCIP/CCIP) and Loss Sensitive Construction programs

- Strong technical underwriting judgment and credibility

- Excellent communication skills with internal stakeholders, brokers, and clients

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$176,000 - $264,000

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

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