AI data strategy & governance - ZINIA

Country: Spain

Zinia is the new checkout lending platform of the Santander Group. Zinia makes shopping simple, offering the possibility of splitting payments into interest-free installments in a fast and transparent way, powering merchants across Europe using technology from Openbank and Santander Consumer Finance.

 This is an exciting opportunity to make your contribution over a growing market within the business areas of lending, cobranded credit cards and buy-now-pay-later with a solid expansion across different countries with global leading merchants.

 Zinia leverages the technological resources and expertise of Openbank, the digital-native bank of the Santander Group, which is currently rolling out its international expansion plans. Through a simple and flexible banking model, Openbank offers customers the possibility to manage their finances on the website or app.

Mission and responsibilities: 

The main tasks of this role will be the following:

• Define and execute Zinia’s AI data strategy, aligned with its business priorities and global growth roadmap.
• Act as the AI data owner for Zinia, ensuring clear accountability and stewardship.
• Design and enforce AI data governance policies covering data lineage, ownership, quality, access control and compliance.
• Implement processes and tools to monitor and remediate AI data quality issues.
• Oversee the ingestion, transformation and storage pipelines required for reporting, analytics and regulatory needs.
• Collaborate with data engineering teams to design scalable, real-time and batch pipelines across Zinia’s tech stack.
• Lead the design and delivery of core dashboards in Power BI, ensuring usability, self-service access and business impact.
• Translate complex data into actionable insights for leadership and operational teams.
• Partner with the Group CDO office to align Zinia’s data KPIs with enterprise-wide definitions and methodologies.
• Ensure full traceability and governance of Zinia’s strategic metrics (volumes, defaults, NPS, CLV, CAC, etc.).
• Serve as the main data counterpart for Zinia’s functional leads (Risk, Product, Commercial, Tech).
• Communicate strategy and progress to executive stakeholders; represent Zinia in data governance forums.

To be successful in the role you must have: 

• 8+ years of experience in data strategy, governance, analytics or data product management, ideally in fintech, lending, or digital banking.
• Hands-on knowledge of data pipeline design, ETL orchestration tools and data modeling.
• Advanced expertise in Power BI (or similar BI platforms) for executive dashboards and operational reporting.
• Familiarity with data privacy and regulatory frameworks (e.g., GDPR, DORA, BCBS 239).
• Proven experience in leading cross-functional teams and aligning business and technical stakeholders.
• Strong communication and influencing skills across both technical and non-technical audiences.
• Fluent in English. Bonus: Spanish or other European language.
• Nice to have: Experience in cloud-native data architectures (e.g., Azure Data Factory, Databricks, Snowflake).
• Nice to have: Prior work in early-stage scale-ups or transformation programs in financial institutions.
• Nice to have: Exposure to customer 360 models, credit decisioning analytics, or AI/ML monitoring pipelines.

What do we offer?

- Joining a dynamic and agile company undergoing international expansion.

- Working in start-up mode with the support of the Santander Group.

- Competitive remuneration and attractive benefits package.

- Possibility of growth within the company and the Group.

- Collaborating on international projects in different countries.

- Excellent work environment, social clubs and frequent events.

Would you like to grow with us? Join our team!

Openbank / ODS  is an equal opportunity employer. All applicants will be considered as equal without paying attention to gender identity, sexual orientation, ethnicity, religion, age, political orientation, union membership nor disability status.

We make recruiting decisions based on your experience and skills. We value your passion to discover, invent, simplify, and build.

The personal data you provide as well as any data generated during the selection process are confidential and will be processed by Open Bank, S.A./ Open Digital Services, S.L. with registered office at Plaza de Santa Bárbara 2, 28004 (Madrid), for the sole purpose of managing your participation in the selection processes and, where appropriate, to formalise your recruitment.  

For further information about your rights and data protection, please read the ODS/Openbank Privacy Policy applicable to this type of data processing here.