The MC Consumer Products & Retail Industry Textiles & Apparel Subsector Head is responsible for directly originating and managing Citi’s coverage and expansion efforts for mid-corporate clients in the Textiles & Apparel Subsector that are headquartered in the US and generate revenues from $100MM to several $B. This position will manage a team and a portfolio of clients and require the person to lead and manage integrated sales and relationship programs, drive client-centric solutions to differentiate Citi in the marketplace, and achieve substantial growth targets for the business. The Consumer Products & Retail Industry is expected to be a key component of the expected growth of the Commercial Bank with a corresponding expectation that the size of the team will continue to grow in the coming years. 

A strong understanding of the various components of the Textiles & Apparel industry and the current competition in this space for financial services will be essential to the commercial objectives of the business. Specifically, representing industry insights and knowledge externally to clients and the market, and internally to leadership, Risk, and other partners. This position will work closely with Banking and Capital Markets counterparts.

Excellent communication skills required to present and negotiate internally, often at a senior level. Accountable for end results, budgeting, planning, and contribution to future strategy of the Textiles & Apparel subsector. Full management responsibility of team, including management of people, FTE budget and planning, to include duties such as performance evaluation, compensation, hiring, disciplinary actions and terminations. This role will report directly to the CCB NAM Head of Consumer Products & Retail. 

Responsibilities:

• Originate, manage, and grow new, multi-product and multi-country client relationships. Own, respond to, uncover and anticipate future needs, roadblocks, risks and expectations
• Manage a growing team in delivering the Bank to the clients while developing their skills and capabilities
• Drive innovation on the solutions we provide clients through partnerships with product specialists and subject matter experts, while structuring deals that balance risk and reward.
• “Be the Best” for our clients by understanding and delivering on clients’ holistic operational, risk management, financing and strategic agenda. Be responsible for Client-level planning, budget and revenue responsibilities. Identify cross-sell opportunities to deepen and increase share of wallet.
• Execution of strategic initiatives launched centrally at all levels, including global coordination with other regions and working closely with other areas of Citi’s Banking Group
• Drive complex multi-product solutions across multiple geographies, such as regional cash management solutions, coordinated hedging solutions and Capital raising solutions, etc.  
• Work closely with Credit Loan Management and Independent Risk to ensure the establishment of new credit relationships as well as the monitoring of the existing credit portfolio.  Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.
• Ensure compliance with regulatory requirements and Citi's policies / guidelines at all times
• Attract, retain and motivate a team, meet team performance goals, including robust new client acquisitions

Qualifications:

• 12+ years of commercial/corporate banking experience
• In-depth knowledge of all aspects of commercial/corporate banking products including cash management, derivatives, syndicated and bilateral loans, capital markets issuances, trade, etc.
• Possesses sound judgment and is creative in providing structured solutions to bank clients
• Significant experience with credit decision making authority, with experience in complex capital structures and cross border transactions
• Multi-year experience pitching and executing capital markets solutions, including joint calling with investment bankers as well as independently is desired
• Must have a sharp business development focus. Demonstrate innovative and forward-looking approach to new opportunities and a proactive approach in looking for ways to develop new and strengthen existing business relationships with clients, delivers a frictionless client experience
• Demonstrate thought leadership. Ability to create long-term trust and advisory based relationships will clients
• Tangible knowledge of competitors and how to successfully select a target market and position Citi to win
• Must be able to actively engage with senior management within US and Global Commercial Bank, as well as the Banking, Capital Markets, and Advisory team
• Advanced level credit skills with the expectation to achieving necessary qualifications and experience to be appointed to Senior Credit Officer
• Ability to work effectively in team setting
• Able to effectively interact with a variety of internal and external constituencies
• Proven track record of successfully leading, mentoring, teaching, coaching, and training required; managing and leading teams preferred
• Proven track record for retaining, attracting and developing talent preferred  
• Proven leadership ability with excellent interpersonal communication skills
• Must have a sharp business development focus and demonstrate innovative approaches
• Able to quickly adapt priorities based on the latest data insights

Education:

• Bachelor’s/University degree, Masters degree preferred

------------------------------------------------------

Job Family Group:

Commercial and Business Sales

------------------------------------------------------

Job Family:

Relationship Management

------------------------------------------------------

Time Type:

Full time

------------------------------------------------------

Primary Location:

New York New York United States

------------------------------------------------------

Primary Location Full Time Salary Range:

$170,000.00 - $300,000.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

------------------------------------------------------

Most Relevant Skills

Please see the requirements listed above.

------------------------------------------------------

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

------------------------------------------------------

Anticipated Posting Close Date:

Oct 20, 2025

------------------------------------------------------

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

 

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi’s EEO Policy Statement and the Know Your Rights poster.