Work Location:

Canada

Hours:

37.5

Line of Business:

Risk Management

Pay Details:

We’re committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.

Job Description:

Position Summary

Provide a comprehensive and diverse range of capital risk management activities, acting as a subject matter expert while offering guidance and support to business partners within your area of specialization. Lead in the accurate and objective assessment of key capital risks through identification, control, and ongoing review. Oversee, provide commentary, and make recommendations aligned with overall strategy and industry best practices. Ensure that capital programs and policies are well managed, comply with internal/external requirements, and align with business priorities.

• Takes a leadership role in the accurate, complete, and objective assessment Capital Risks through the identification, understanding, control and ongoing review of risks.
• Works autonomously as the lead and guides others within area of expertise.
• Ensure respective programs/policies/practices are well managed, meets business needs, complies with internal and external requirements, and aligns with business priorities.
• Responsible for the measurement, analysis, monitoring and reporting of Capital Risks.

Customer

• Provide oversight of the Capital Risk management, including independent reviews of key assumptions model usage, reporting and data, calculation methodologies, and capital framework and policy.
• Maintain a culture of risk management and control, supported by effective processes in alignment with the established risk appetite for Capital Risk.
• Monitor and escalate the firm's capital positions, including design and implementation of firm’s risk appetite.

• Document policies to capture risks that we can measure and understand, aligned to TD's risk appetite.
• Analyze key risk factors / relationships / patterns and trends and provides recommendations on mitigating potential risks and/or escalates key issues accordingly.

Shareholder

• Ensure the compliance of the Capital Risk processes with both US and OSFI regulations.
• Participate in cross-functional / enterprise / initiatives as a subject matter expert helping to identify risk / provide guidance for complex situations.
• Lead, facilitate, and/or implement actions and remediation plans to address performance / risk /governance issues.
• Actively manage relationships within and across various business lines, corporate and/or control functions and ensure alignment with enterprise and/or regulatory requirements.
• Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts.
• Communicate difficult concepts; converts information to compelling business context and advice; influences and gains alignment across increasingly senior stakeholders.

Team

• Support a positive work environment that promotes service to the business, quality, innovation, and teamwork and ensure timely communication of issues/ points of interest.

• Participate in personal performance management and development activities, including cross training within own team.

• Keep others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities.
• Act as a technical expert / lead integrating cross-function understanding within their own field of specialty; may manage team(s) of related specialists.
• Proactively identify opportunities for process efficiencies where opportunities exist.
• Keep current on emerging trends/ developments and grow knowledge of the business, related tools, and techniques.

Job Requirements:

• 4 year degree required
• 5+ years of relevant industry, capital risk management experience and/or accreditation
• Demonstrated strong conceptual and analytical abilities
• Strong internal control orientation
• Exceptional problem-solving skills, communication skills (both written and verbal), and interpersonal skills
• Strong attention to detail and ability to meet tight deadlines
• Must be able to effectively communicate complex issues and regulatory 
  requirements to senior management stakeholders
• Strong understanding of and experience in implementing large scale and
  complex programs/projects

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.
 

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet