Underwriting Director

Posted:
12/4/2024, 8:41:17 AM

Location(s):
Houston, Texas, United States ⋅ Texas, United States

Experience Level(s):
Expert or higher ⋅ Senior

Field(s):
Sales & Account Management

UW Director Job Description:

Who we are

Corebridge Financial is an outstanding franchise that brings together a broad portfolio of life insurance, retirement and institutional products offered through an extensive, multichannel distribution network. We hold long-standing, leading market positions in many of the markets we serve. With our strong capital position, customer orientation, breadth of product expertise and deep distribution relationships across various channels, we are well positioned to serve growing market needs.

We have a legacy of working to make the world a better place, and that begins with our most important asset, our employees. We’re proud to offer a range of employee benefits and resources that help you protect what matters most – your health care, savings, financial protection, and wellbeing.

About the role

Director, Life Underwriting 

The underwriting organization is responsible for underwriting new life applications with a focus on delivering a best in class customer experience. Underwriting team members provide medical and financial risk assessment on applications for individual life insurance applications.

The primary responsibility of the Director, Life Underwriting is to accurately assess medical and financial risk, protecting the mortality results of the organization while also supporting sales. Underwriting team members interact frequently with our customers and therefore the role requires a customer centric and relationship focused attitude, excellent communication skills as well as accountability for accurate and prompt processing.


Organizational Structure
This position reports to the Managing Underwriting Director and will work with Case Managers, Internal & External Wholesalers and NMO’s/Firms.

We want to hear from you today if you can:
• Underwrite complex formal applications and informal quote applications with the ability to evaluate and take final action in an independent manner within approval authority guidelines.
• Analyze complex information and interpret to reach comprehensive medical and financial assessments based on company guidelines and policy.
• Effectively manage change, defuse conflict and negotiate positive results.
• Able to take a cross-functional view of work processes and understand the ramifications to other areas of actions taken and decisions made.
• Must be organized and able to manage a large caseload.
• Demonstrate superior technical underwriting knowledge and skills.
• Ability to provide training to internal and external customers on underwriting topics.
• Able to independently and effectively interact with a sophisticated field force dealing with an upscale market.

What we’re looking for:

• Experience with brokerage distribution marketplace.

• 10+ years of life underwriting experience with demonstrated competence and experience handling larger face amount cases.

• Required Approval authority up to $10,000,000.

• FLMI, FALU and/or CLU designations preferred or progress toward these designations.

What our employees like most about working

  • We care about your professional development. Our career progression program will provide you with the opportunity to develop your skills, strengthen your productivity and be eligible to progressively advance to positions with an increased responsibility and increased compensation. 
  • Our “Giving Back” policy is at the core of our daily operations and guides our future progress. We offer up to 16 hours a year paid time off to volunteer in the community.
  • Our people are our most important asset therefore we provide a generous benefits plan; Medical, Dental and Vision, 401(k) and company match, paid time off (PTO) plus company paid holidays. We’re proud to offer a range of competitive benefits, a summary of which can be viewed here: Benefits Overview.

Remote Role, Work from Home

#LI-SAFG #LI-Remote #LI-CBF

We are an Equal Opportunity Employer

Corebridge Financial, Inc., its subsidiaries and affiliates are committed to be an Equal Opportunity Employer and its policies and procedures reflect this commitment. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories such as sexual orientation. At Corebridge Financial, we believe that diversity and inclusion are critical to our future and our mission – creating a foundation for a creative workplace that leads to innovation, growth, and profitability. Through a wide variety of programs and initiatives, we invest in each employee, seeking to ensure that our people are not only respected as individuals, but also truly valued for their unique perspectives.

To learn more please visit: www.corebridgefinancial.com

Corebridge Financial is committed to working with and providing reasonable accommodations to job applicants and employees with physical or mental disabilities.  If you believe you need a reasonable accommodation in order to search for a job opening or to complete any part of the application or hiring process, please send an email to [email protected].   Reasonable accommodations will be determined on a case-by-case basis.

Functional Area:

UW - Underwriting

Estimated Travel Percentage (%):

Relocation Provided:

American General Life Insurance Company