Work Location:

Canada

Hours:

37.5

Line of Business:

Personal & Commercial Banking

Pay Details:

We’re committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.

Job Description:

Department Overview

The Business Customer Assistance team resides within the Business Bank's Financial Restructuring Group is responsible for working with adversely risk rated Small Business Banking (SBB) borrowing customers that have encountered financial difficulty and/or show deterioration in their risk profile. The main activities of the team are Advanced Collections and Delinquency Management ; Account Management (Restructuring) and Recoveries for the SBB Market Segment

REJUVENATE:  Work with our Customers to try and get the account back on a bankable footing, restoring a satisfactory Risk Rating, and ultimately returning the responsibility for the Customer Relationship to the Branch/SBCC Delivery Channel.

NEGOTIATE: Where rejuvenation is not a viable option, work with the customer to come to an repayment plan/arrangement that is mutually beneficial

LITIGATE: Where we are unable to come to a satisfactory, negotiated repayment arrangement, and the customer is no longer cooperating, take whatever steps are necessary to minimize PCL through the use of cost effective Recovery Strategies. 

Job Description

• Reporting to the Team Manager, Customer Assistance Specialist role plays an integral role in early stage delinquency management of  Small Business Banking Customers who have encountered difficulties servicing their credit products.
• The CAS mandate is to rectify the issues whenever possible and cure the customer delinquency. When necessary, collection action is commenced with a view to protecting the bank's interests.
• The successful candidate will assume primary responsibility for the day to day management of an assigned group of Small Business and/or Agricultural borrowing clients and will, through the timely execution of appropriate collection strategies, maximize recovery of the Bank’s funds.

Job Requirements

• A understanding of TDCT Small Business and Agriculture Credit products is recommended
• Problem solving aptitude
• Attention to detail
• Ability to work quickly and independently in a fast paced environment
• Previous collection experience is recommended
• Bilingual is asset (French & English)
• Previous Customer Service Experience is required
• Inbound and Outbound telephone experience is recommended

Skills Category:

• Analytical Skills
• Ability to multi-task effectively
• Time Management
• Relationship Management
• Effective Communication
• Interpersonal Skills
• Computer Skills
• BILINGUAL – Fluency in ENGLISH and FRENCH is required

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.
 

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement:

N/A.