The Credit Portfolio Intermediate Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.

Responsibilities:

• Resolve issues and recommend solutions to moderate problems
• Integrate specialty area knowledge with an understanding of industry standards and practices and how teams collaborate to accomplish goals of the sub-function/ job family
• Serve as an industry expert and advisor
• Analyze and approve counter-party credit limits for trading, transactional and financing businesses with funds
• Develop risk management framework and processes for funds
• Advise businesses and clients on transaction structures and negotiate credit terms
• Has the ability to operate with a limited level of direct supervision.
• Can exercise independence of judgement and autonomy.
• Acts as SME to senior stakeholders and /or other team members.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 2-5 years of relevant experience
• Experience in financial analysis, accounting and valuation
• Consistently demonstrate clear and concise written and verbal communication

Education:

• Bachelor's degree/University degree or equivalent experience

• Applies specialty area knowledge in monitoring, assessing, analyzing and/or evaluating processes and data.
• Monitors performance of key metrics and identifies policy gaps.
• Monitors completeness and compliance of appraisals, insurance policies, physical inspections, documentation, etc. of credit collaterals.
• Interprets and identifies inconsistencies in data or results, define business issues and formulate recommendations on policies, procedures or practices.
• Leads projects with team regarding performance evaluations, trainings, and initiatives of continuous operational improvement.
• Has excellent communication skills and presents information and results to senior management.
• Intermediate to advance English communication skills (written and vebal)
• Uses data visualization tools as well as general language programming tools, such as Python, VBA, etc.

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Job Family Group:

Risk Management

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Job Family:

Credit & Portfolio Risk Management

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Time Type:

Full time

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