About PayJoy
PayJoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. We lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud AI allow us to offer the lowest cost and qualify the most customers in the industry. As of 2024 we have brought billions of dollars in credit to 12 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term.
This role
As a Software Engineer at PayJoy, you will play a critical role in developing and maintaining the core systems and infrastructure that power our data science applications. This is a backend focused position.
You will work closely with other engineers, data scientists, risk/fraud analysts and product managers to build robust APIs, develop efficient backend services and support machine learning serving initiatives.
In this role, you will contribute to creating and maintaining scalable solutions that handle hundreds of millions of transactions per month, ensuring high performance and reliability with a focus on data as a principle. Your work will be instrumental to enhance the impact of the team as it will be a central point of serving both internal and external services.
You will be part of a data science team on a mission to improve access to credit and technology in emerging markets with the opportunity of creating a big and real positive impact to our millions of users across the countries we operate in.
PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active Listening