Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

Job Summary:

We are seeking a dynamic corporate finance professional to join MUFG’s Venture Lender Finance (VLF) business unit. As an Associate, you will play a crucial role in evaluating, underwriting, and monitoring loans and other credit exposures. You'll be supporting the team’s transaction, origination, and credit analysis efforts including loan structuring and facilitating the credit approval process. You’ll also get involved in proactive portfolio management, modeling, active credit management and monitoring for potential upgrades, downgrades or general credit deterioration with the goal of maximizing the bank’s net income while minimizing credit costs.

Primary Responsibilities:

• Conduct ongoing credit monitoring of the assigned portfolio, including reviewing and analyzing borrower compliance and financial reporting.

• Assist coverage bankers in diligence meetings and pitches with clients and prospects.

• Prepare detailed credit analyses and required credit applications in line with internal policies and regulatory guidance, evaluating company-specific, industry, and regulatory risks.

• Communicate with the credit approval division to ensure alignment of risk strategy and policy.

• Maintain up-to-date knowledge of industries represented in the portfolio, including technical aspects and regulatory issues, using both internal and external sources.

• Oversee facility closing procedures, including operations and documentation.

• Ensure compliance with policy and regulatory requirements.

• Maintain top-quality data input in all bank systems.

Skills & Experience:

• Bachelor’s degree in Business, Finance, Economics, or equivalent work experience

• 2-5 years of experience at a financial institution or accounting firm with completion of a formal intensive credit-training program preferred

• Experience analyzing and preparing credit applications for corporate credit and financing transactions ​

• Asset-based lending experience is an advantage

• Exposure to emerging tech and life sciences industries is a plus

• Strong knowledge of accounting and corporate finance

• Excellent financial modeling and analysis skills

• Effective listening, verbal, and written communication skills

• Strong time management and organizational skills

• Proficiency in Microsoft Office Suite

Compensation & Total Rewards:

The typical base pay range for this role is between $135K - $155K depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.