The Corporate Finance team within Canadian Commercial Banking, is part of BMO Financial Group and covers both public and large private corporate clients operating in diversified industries. The team is responsible for marketing, managing, and monitoring large commercial loan portfolios, and also supporting credit requirements and cross selling efforts for other businesses including subordinated debt, equipment leasing, derivatives, cash management, and trade finance. The team assesses financing opportunities of $10,000,000 or more.

Job Overview :

The Analyst will join a team that is responsible for loan origination and account management of a growing portfolio of clients. The Analyst will support account management in making approval recommendations as well as ongoing proactive independent monitoring of client portfolios and client financial performance. In addition, as part of an ongoing team approach, the Analyst will work closely with various Corporate Finance representatives to best serve and manage our existing client relationships as well as grow the portfolio. The Analyst will prepare credit packages to make recommendations regarding risk, deal structure, and client requirements by analyzing financial and operational data of new and existing clients.

• Analyze financial information, agencies rating reports and other related materials.
• Prepare transaction summaries, industry overviews and analyze companies from different industries.
• Provide accurate financial analysis and risk assessment of new and existing customers.
• Monitors covenants and borrowing base certificates of clients within assigned portfolio to identify deteriorating credit conditions and compliance with loan agreement.
• Analyze credit information to support lending decisions for new, renewal and extension of loans, as well as to offer opinions regarding credit worthiness of existing or prospective clients.
• Assist in negotiations of terms and conditions of loan agreements.
• Help minimize BMO’s risk exposure by adhering to internal credit policies and procedures with respect to lending decisions.
• Build relationships with internal/external stakeholders.
• Execute broader work or accountabilities depending on business needs.

Qualifications:

• Master or MBA degree (finance / accounting, economics or related field) with a strong academic achievement or an undergraduate degree with 1-3 years of relevant experience. A CPA, CBV, CFA or other relevant professional designation or advanced degree, ongoing or completed, is an asset.
• Well developed analytical and quantitative skills with a focus on financial and accounting analysis, as well as data and statistical analysis.
• Strong computer literacy and technical skills as it relates to basic Microsoft Office applications (Excel, Word, PowerPoint).
• Excellent verbal & written communication skills.
• Strong organizational and collaboration skills with the ability to prioritize work and manage multiple tasks while meeting time sensitive deadlines.