Skill required: Ret.Bkg- Credit UW - Banking Operations
Designation: Banking Operations Analyst
Qualifications:Any Graduation
Years of Experience:3 to 8 years
About Accenture
Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 784,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com
What would you do? • Review and analyze borrower credit profile, income, assets, and liabilities to assess loan eligibility. • Validate property details through appraisal, title, insurance, and occupancy checks. • Evaluate loan compliance with investor, agency (FNMA/FHLMC), and regulatory guidelines. • Identify and clear underwriting conditions by requesting and reviewing supporting documentation. • Issue underwriting decisions (Approve, Suspend, Deny) and support final loan clearance for closing The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business. Banking operations refer to the various activities and processes conducted by a bank to provide financial services to its customers, manage financial transactions, and ensure the smooth functioning of its business.
What are we looking for? • Attention to detail – Accurate review and verification of documents is crucial • Organizational Skills – Ability to manage multiple files and task simultaneously • Communication skills – Clear and effective communication with all parties involved in the loan process • Knowledge of mortgage industry – understanding of mortgage products, regulations and proficient knowledge US underwriting domain with all 4C’s • Problem-Solving Skills - Ability to identify and resolve issues that may arise during the loan process Knowledge of mortgage industry – understanding of mortgage products, regulations and proficient knowledge US underwriting domain with all 4C’s
Roles and Responsibilities: • Reviewing loan applications to ensure they are complete and accurate, including verifying borrower information, income, assets, and liabilities • Collecting and organizing all necessary documents for loan processing, such as pay stubs, tax returns, bank statements, and property appraisals. • Analyzing credit reports to assess the borrower s creditworthiness and adherence to lending guidelines. • Assisting underwriters by preparing loan files for their review, addressing any outstanding conditions or documentation needed for approval • Your primary interaction is within your own team members, your direct supervisor and Onshore partners • In this role you will be given detailed instructions on all tasks • The decisions that you make impact your own work and are closely supervised • You will be an individual contributor as a part of a team with a predetermined, narrow scope of work • Please note that this role may require you to work in US shift which operates between 06:00PM to 3:30AM IST.

Any Graduation

About Accenture

Accenture is a leading global professional services company that helps the world’s leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services—creating tangible value at speed and scale. We are a talent- and innovation-led company with approximately 791,000 people serving clients in more than 120 countries. Technology is at the core of change today, and we are one of the world’s leaders in helping drive that change, with strong ecosystem relationships. We combine our strength in technology and leadership in cloud, data and AI with unmatched industry experience, functional expertise and global delivery capability. Our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Song, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients reinvent and build trusted, lasting relationships. We measure our success by the 360° value we create for our clients, each other, our shareholders, partners and communities.

Visit us at www.accenture.com 

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