Job Summary:

Compensation Range:

• $17.00 - $20.00 an hour

Bonuses

• Uncapped Bonuses, Averaging $1,100 monthly
• Average Total Compensation including Average Bonuses = $43k - $53k+

What We Are Looking for in a Candidate: Could This Be You?

• A true go-getter with a customer-focused communication style
• Ability to think creatively or “outside of the box” to find innovative solutions and approaches
• Goal driven with a sales-oriented mindset, motivated by success and the ability to work independently
• A natural capability to build and maintain strong relationships with dealer partners by providing valuable education and support
• Strong communication skills to engage with dealers/clients and collaborate with sales team effectively

Summary

As a Junior Credit Analyst, you will follow up on submitted applications that have been approved or conditionally approved through our automated decisioning process with a goal of capturing the contracts. This includes following up on applications with dealerships over the phone using UAC’s common sense lending approach with a focus on Service Excellence to our dealer body.

Essential Duties and Responsibilities

• Follow up with dealerships on automated decisioning applications in an effort to capture the contracts.
• Ensure loan requests meet program and product specifications or counteroffer to a different product and/or program when appropriate.
• Nurture relationship management between the Dealership Body and the Sales/Marketing team play a large role in the day to day success of this position in addition to the ability to meet monthly goals for productions, quality and customer satisfaction.
• Review deals with your dealer partners and help them to structure or restructure as needed to fit the program.
• Interact daily with automotive dealerships and gather information needed to recommend different products and/or program when appropriate.
• Partner with dealerships and Area Managers to educate them on the rationale behind credit decisions made as needed.
• Effective communication with the dealership body to build strong relationships.
• Building strong working relationships with the Sales/Marketing Team, Funders and Dealership Body is essential.

Qualifications

• Excellent communication and interpersonal skills.
• Strong organizational and time management skills.
• Demonstrated ability to develop business relationships with Customers (our Dealers), Sales/Marketing Team Members as well as Peers.
• Strong negotiation skills.
• Strong desire to achieve and succeed in a highly competitive market.

Education/Experience

• Bachelor’s degree preferred; equivalent combination of education and experience may be substituted in lieu of degree.
• Previous experience within the Auto Finance or Financial Services Sector highly preferred but not required.

Language Ability

• Ability to clearly and effectively communicate in person, in writing and by telephone.
• Bilingual English/Spanish is highly desired.

Benefits

• On the Job Training
• 15 days of PTO, 6 days of Sick Time, and 2 additional Floating Holidays starting January 1st of each year. Prorated PTO provided upon your start date based on the month you start.
• Eligibility for insurance on the 1st of the month, following 30 days of employment. Choose the best fit for your Medical, Dental and Vision plans that are available. United Auto Credit pays a portion of your monthly Medical Premium to help lower your costs too! Additional options of Flexible Spending Accounts and Health Savings Accounts based on the 3 different Medical Plan options that are available. Including access to Telehealth (LiveHealth Online) – Medical and Mental Health.
• Do you like free money towards your retirement? United Auto Credit will match 50% on the first 6% of employee contribution.
• Employer-Paid Protection: Basic Life Insurance and AD&D, Short Term and Long Term Disability
• A Business Casual environment
• Hybrid schedules available once determined that you are capable of working completely independently

Commitment to Diversity and Equal Employment Opportunity

United Auto Credit Corporation, a wholly owned indirect subsidiary of Vroom, is an equal opportunity employer committed to creating and supporting a work environment where all employees can find their drive. To do that, we champion a workplace where each and every person is treated with dignity and respect and is valued for their unique perspectives and contributions. We believe our values of SPEED (Service, Progress, Employees, Engagement, and Development) are best realized in an environment, whether physical or virtual, where every individual has the ability to bring their whole selves to work and contribute fully.

UACC maintains a working environment that encourages mutual respect and promotes harmonious and friendly relationships among employees. The company prohibits any form of employment discrimination or harassment against employees, applicants, or other protected persons in the workplace based on a protected characteristic(s), regardless of who the source is of such conduct. Protected characteristics include race, color, religion, creed, sex (including gender, sexual orientation, gender identity or expression, or pregnancy, childbirth, or a related medical condition), national origin, ancestry, ethnicity, age, physical or mental disability, genetic information, service in the uniformed services, citizenship, or any other characteristic protected by federal, state, and/or local law. This commitment to antidiscrimination and antiharassment applies to all terms, conditions, and privileges of employment including, but not limited to, recruitment and hiring.

UACC likewise provides reasonable accommodations to qualified applicants, employees, or other legally protected individuals in the workplace with a disability to enable them to participate in the job application process, to perform the essential functions of a job, or to enjoy the benefits and privileges of employment equal to those of other employees, except if the accommodation would pose an undue hardship. The company also makes reasonable accommodations for religious beliefs and practices. 

UACC complies with all applicable federal, state, and/or local laws relating to equal employment.

Other Things to Note

This posting is not intended to provide a comprehensive account of the duties and responsibilities that may be required of this position. Duties and responsibilities may change or be added at any time, with or without notice.

Please review our privacy and CCPA policies.