What is the opportunity

As a senior trusted advisor to the executive leadership team for Cards & Loyalty, you will collaborate with partners to provide value-added strategic financial advice, with a focus on Rewards/Loyalty, NIE/FTE, and Small Business & Commercial Cards portfolios. You'll drive strategic decision-making through insightful analysis, early identification of opportunities, and actionable recommendations that accelerate business performance. As the strategic financial co-pilot, your thought leadership will directly shape the future of Cards products and rewards at RBC and help drive driving superior long-term bank performance. 

What will you do?

Leadership & Team Management

• Lead a high-performing team of 4 direct supports, developing talent and building capability across FP&A functions
• Build strong partnerships with SVPs and VPs across Cards & Loyalty, strengthening finance’s position as a strategic business partner

Strategic Financial Leadership

• Drive financial planning, analysis, and reporting for the Rewards/Loyalty, NIE/FTE, and Small Business & Commercial Cards portfolios
• Partner with business leaders to develop compelling business cases, profitability analyses, and program performance insights and recommendations
• Collaborate across the organization on key partnership and payment initiatives, ensuring alignment on financial modeling and reporting

Performance Management & Optimization

• Own month-end, quarter-end, and forecasting cycles with accountability for accuracy and timeliness
• Proactively analyze loyalty and rewards financial trends against business drivers and key performance metrics
• Identify and drive cost optimization opportunities, improving cost transparency and operational efficiency
• Establish KPI monitoring frameworks to track progress against strategic milestones
• Champion process improvements that increase capacity and team productivity

• Deliver proactive insights that identify profitable strategies and support achievement of targets
• Ensure all financial work streams are aligned and delivering against business requirements

What do you need to succeed?
Must-have

• Strong executive presence and ability to provide thought leadership on key decisions / matters
• Demonstrated experience in people leadership inspiring the team be the best version of themselves based on a clear vision to support their development and build talent for the future
• Working in a matrix model, execute with a high degree of collaboration with partners and effectively influence stakeholders resulting in a better outcome via strong interpersonal skills and trust
• Ability to manage many competing priorities within tight timelines, navigate through change management and clearly communicate priorities and desired outcomes to their team and partners
• Understanding of finance theory / application; understanding of financial / statistical concepts and approaches
• Excellent written and verbal communication skills and presentation skills; effective communicator and ability to influence and defend recommendations.
• Exceptional financial modelling skills
• Execute with a high sense of urgency
• CA, CMA, CGA, CFA MBA or equivalent with 8+ years work experience

Nice-to-have 

• Experience with Credit Cards, Loyalty / Rewards programs, Payments, Networks
• Experience with PowerBI, Tableau, Thinkcell, EPM, PeopleSoft

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits
• Leaders who support your development through coaching and managing opportunities
• Ability to make a difference and lasting impact
• Work in an agile, collaborative, progressive, and high-performing and high-impact team
• The opportunity to interact with senior level executives from many different parts of the organization, inside and outside of finance

Job Skills

Accounting, Business Analytics, Corporate Financial Planning and Analysis (FP&A), Decision Making, Interpersonal Relationships, Organizational Leadership, Performance Management (PM), Performance Metrics, Strategic Financial Leadership, Team Management

Additional Job Details

RBC WATERPARK PLACE, 88 QUEENS QUAY W:TORONTOTorontoCanada37.5Full timeOFFICE OF THE CFORegularSalaried2026-04-102026-05-31

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.