Role objective:

Execute OTC processing in compliance with control policies and actively contribute to continuous process improvement.

Responsibilities:

• Perform analysis and release for orders on credit hold due to:

  • Credit Limit exceeded

  • Overdue

• Process blocked orders after the credit assessment

• Assess new customer credit risks

  • Assess customers against policy and document credit risks

  • Issue proposed credit limits for approval

  • Support the review of Non-Standard Commercial Terms

• Ongoing monitoring of customer credit risk

  • Monitor & update specific customer risks

  • Liaise with stakeholder groups to discuss options

  • Communicating with interested parties

  • Monitor customers nearing or reaching credits

  • Analyze a portfolio of customers, and document overall credit risks

• Annual credit reviews

  • Monitor timeliness and requirement for annual review

  • Reference credit records with customer activity, including outstanding balances

  • Request deactivation of customer accounts (where appropriate) 

  • Evaluate ratings and propose changes to limits.

• Execute standard credit reporting

• Support other OTC Process teams as business demand requires

Ethics and compliance:

• Ensure adherence to all Company Policies and Procedures

• Be fully conversant and compliant with all Environmental Health and Safety procedures.

• Complete quarterly ethics module as advised by Ethics & Compliance Officer

• Fully comply with all Quality, Environmental Health and Safety directives including but not limited to PPE, Accident Reporting, Cardinal Rules, Risk Assessment Method Statement and Achieving Competitive Excellence

Success measures:

• KPI / Goals

Required knowledge & skills:

• Advantage with 1-2 years of experience in credit management or finance

• Bachelor’s degree in business, Economics, Finance, or Accounting

• Highly proficient with MS Office, with intermediate Excel skills required

• Must be extremely detail oriented

• Strong customer service focus

• Advanced written and verbal English, EU language as an advantage

• Excellent oral and written communication skills, with the ability to communicate across many organizational levels

• Must possess high energy and sense of urgency

• Strong organizational skills and ability to work with many projects simultaneously

• Experience excelling within fast paced, high energy environments

Carrier is An Equal Opportunity/Affirmative Action Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status, age or any other federally protected class.

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