Whether you’re at the start of your career or looking to discover your next adventure, your story begins here.  At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks.  We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning.  You’ll also have the chance to give back and make a positive impact on where we live and work through volunteerism.

Shape your Career with Citi

We’re currently looking for a high caliber professional to join our team as Senior Vice President, Senior Underwriter (Financial Institutions) - Hybrid (Internal Job Title: Credit Group Manager - C14) based in, Philippines.  Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decisions and manage your financial well-being to help plan for your future.  For instance:

• Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.
• Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses.
• We offer our employees resources and tools to volunteer in the communities in which they live and work. In 2019, Citi employee volunteers contributed more than 1 million volunteer hours around the world.

Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a first line of defense business line, to house and consistently manage credit risk activities performed for Citi’s institutional clients. ICM’s objective is to provide integrated end-to-end credit underwriting, identification, measurement, management, and monitoring for wholesale credit across the enterprise. Within ICM, the Credit Underwriting function (“ICM UW” or “UW”) provides credit analysis, underwriting, and first line of defense credit approval for periodic / material transaction reviews, and any necessary subsequent credit monitoring across all institutional business including Corporate Banking, Services, and Markets relationships.

Underwriters manage a team of analysts with a portfolio of relationships across ASEAN and ANZ, being responsible for the continuous monitoring of that portfolio and the team. That includes the production of annual reviews, quarterly reviews, and the support of ad-hoc transactions and portfolio & industry reviews and stress testing, in partnership with Corporate Banking and Risk. This role reports to ICM UW ASEAN ANZ FI Head.

In this role, you’re expected to:

• Accountability for ensuring risk analysis of applicable portfolio is consistent with industry leading practices and conforms to all internal credit procedures/policies, and all related regulatory expectations
• Continuous engagement with applicable senior stakeholders in the region to understand any concerns regarding execution of risk analysis and/or emerging risks which will need to be addressed by the team
• Execute Region Head plans, strategy, and objectives for ICM UW
• Coordinate to address and escalate emerging risk concerns and to share best practices
• Ensure ongoing and timely feedback and coaching of Team to sustain a strong credit culture and an unwavering commitment to excellence in analysis and execution
• Partnership with applicable regional and industry stakeholders in the design of credit assessment and monitoring standards for applicable portfolios
• Attract, develop, and retain top quality staff including as regards active engagement with regional on-campus recruiting efforts to ensure a robust pipeline of talent
• Actively participate in Training opportunities including instructor led courses; participate as guest speakers as applicable
• Support Head of ICM UW on internal projects and initiatives
• Support ICM UW Voice of the Employee (VOE) initiatives
• Travel (less than 10%)

As a successful candidate, you’d ideally have the following skills and exposure:

Skills/Competencies:

• Risk & Credit Underwriting:
• Satisfactory completion of Credit Training, Senior Credit Officer Training or equivalent
• Superior risk assessment skills, including problem recognition, defining, and structuring of solutions to credit related issues; strong technical skills
• Demonstrated integrity, independence, leadership, judgment, and ability to balance risk and reward
• Fully conversant in credit policy and risk principles and perceived as a respected carrier of risk culture
• Ability to recognize and address major types of risk, including market, operational and cross border
• Fully conversant in risk and regulatory capital issues as they relate to transactions, portfolios, and businesses

Leadership:

• Recognized as a skillful manager who effectively delegates, provides feedback and coaches the team proactively
• Assesses and identifies top talent to add to the team, and actively seeks talent with diverse backgrounds and experiences
• Proactively engages team, partners, and seniors to collaborate across the organization and takes a holistic client-centric approach
• Creates alignment and transparency across the team by openly communicating both team and individual goals and development areas, connects team purpose to overall ICM UW strategy
• Demonstrates, implements, and adheres to the control environment including Quality Assurance and Quality Control. Identifies gaps and proactively raises issues to remediate operational risk
• Proven culture carrier

Interpersonal:

• Highly Effective interpersonal skills, with the ability to build relationships and exert influence with and without direct authority with Senior Levels of Management
• Solid organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
• Exceptional written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority

Technical:

• Advanced Microsoft Office (Word, Excel, and PowerPoint) skills
• Exceptional experience with the internal Policies, Standards, Procedures, Templates and with financial modeling

Education Qualifications:

• Bachelor’s/University degree in Finance / Accounting or any other related subject or equivalent. Master’s degree preferred
• Financial Services experience including 10+ years of credit experience in Banking or Credit Risk Management

Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Take the next step in your career, apply for this role at Citi today

https://jobs.citi.com

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Job Family Group:

Risk Management

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Job Family:

Credit Risk

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Time Type:

Full time

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Most Relevant Skills

Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

 

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