What is the opportunity?

The Director, Performance Management, Commercial Credit will be a strategic and analytically rigorous individual leading the planning, forecasting, performance management, and decision support for the Commercial Credit business. This leader will serve as a senior trusted advisor to the executive leadership team for Business Credit including the SVP of Commercial Credit, driving financial insights that enable profitable growth, sound credit lending management and thought leadership to influence decision making.

Acting as a strategic co-pilot, the role demands deep expertise in commercial lending, credit products, portfolio dynamics as well as the ability to synthesize financial outcomes and insights into actionable strategies. All of which is vital to supporting the business in driving superior long-term bank performance.

What will you do?

• Lead end-to-end Performance Management for the Commercial Credit portfolio, including month-end and quarter-end reporting, forecasting, annual planning and 5-year strategic outlooks
• Partner with senior business leaders to drive actionable insights and strategies, support business case analysis, evaluate product profitability and spreads, client segment performance, client profitability and risk-adjusted return on capital
• Partner with Financial Control and Product Control to ensure financial integrity of reported results and compliance with accounting standards
• Develop financial models to support all volume and revenue modeling including net interest income and net-interest margin
• Develop and maintain robust product profitability models guiding management on the use and interpretation of product profitability and related driver information supporting strategic decisions and capital optimization
• Development and review of business cases, including cross-enterprise initiatives related to Business Credit
• Lead business credit forecasting processes collaborating with Risk, Treasury, Canadian Banking Platform Finance and Head Office Performance Management
• Monitor and explain key business drivers including volumes, spreads, and fees
• Translate financial insights into clear narratives and recommendations for executive-level reporting, board materials, and investor day commitments
• Manage and mentor a team of 2 to 3 high-performing finance professionals

What do you need to succeed?

Must Have

• Bachelor’s degree in Finance, Accounting, Economics, or a related field
• Professional designation - MBA, CFA, or CPA preferred
• Strong executive presence and ability to provide thought leadership on key decisions and business matters
• 8+ years of progressive experience in FP&A, Commercial Banking, or Credit Risk, with at least 3 years in a leadership role
• Demonstrated experience in people leadership inspiring the team do be the best version of themselves based on a clear vision to support their development and build talent for the future
• Experience working in a matrix model, executing with a high degree of collaboration with partners and effectively influence stakeholders resulting in a better outcome via strong interpersonal skills and trust
• Ability to manage many competing priorities within tight timelines, navigate through change management and clearly communicate priorities and desired outcomes to their team and partners
• Proven ability to work cross-functionally with business partners, platform and head office performance management, credit risk and treasury
• Demonstrated experience preparing financial content for senior management
• Exceptional financial modeling, data analysis, and communication skills.
• High level of integrity, business acumen, and sound judgment
• Strong knowledge of Microsoft Excel and visual storytelling on PowerPoint

Nice-to-have 

• Expertise in funds transfer pricing (FTP)
• Knowledge of SQL and Python for data analytics
• Experience with PowerBI, Tableau, Thinkcell, EPM, and PeopleSoft
• Experience with VBA macros in Excel

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits
• Leaders who support your development through coaching and managing opportunities
• Ability to make a difference and lasting impact
• Work in an agile, collaborative, progressive, and high-performing team
• The opportunity to interface with senior level executives from many different parts of the organization

Job Skills

Accounting, Business Analytics, Decision Making, Financial Planning and Analysis (FP&A), Interpersonal Relationships, Organizational Leadership, Team Management

Additional Job Details

RBC WATERPARK PLACE, 88 QUEENS QUAY W:TORONTOTorontoCanada37.5Full timeOFFICE OF THE CFORegularSalaried2026-07-152026-07-29

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.