You are as unique as your background, experience and point of view. Here, you’ll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll have new and exciting opportunities to make life brighter for our Clients - who are at the heart of everything we do. Discover how you can make a difference in the lives of individuals, families and communities around the world.

At Sun Life, we look for optimistic people who want to make life brighter for our Clients. We understand the value of diverse cultures, perspectives, and identities, and want you to bring your full and authentic self to work. Every day, you’ll be empowered and challenged by working with dynamic colleagues to find new and innovative ways to make Sun Life the best benefits company in America. 

The opportunity: The Chief Medical Officer, Global Medical Team role offers an opportunity to apply your clinical expertise and leadership skills to shape Sun Life’s medical underwriting strategies.

Reporting to the Corporate Chief Underwriter, this position will contribute to the strategy of identifying and implementing innovative enhancements and efficiencies to our underwriting approach by using analytics, as well as advances in medical science and technology delivering a more simplified purchase process for the customer and more favorable overall results for the company.

In addition to a focus on the Global marketplace, the Chief Medical Officer will be responsible at times for researching medical conditions of importance to insurance underwriting and consulting and collaborating with other members of the global offices of Sun Life to suggest enhancements to our global proprietary guidelines and approaches.

The ideal candidate is a licensed MD with minimum experience of 10-15 years of clinical practice in internal medicine or any sub-specialties or insurance medicine experience, sound understanding of an insurance companies various business operations, and expert knowledge of medical science, technology and their impact on mortality.

How you will contribute:

• Lead a team of MDs across the global Sun Life enterprise to maintain exemplary service standards and quality of work provided on case consultations to the Life Underwriters who hold a variety of approval limits, including large multi-million lines of coverage.
• Maintaining an industry presence, building and maintaining networks and relationships with internal and external partners and keeping informed of developing medical and technical advancements as well as an awareness of industry rules and regulations that may affect underwriting. Active participation in industry committees and working groups (ex. AIM Committee)
• Ensuring company remains at the forefront of underwriting by actively monitoring and reviewing changing medical science and translating its applicability to insurance medicine, conducting research, drawing conclusions and making recommendations appropriate for underwriting.
• Responsible for participating and developing the medical content of the proprietary underwriting manual WWUM (Sun Life World Wide Underwriting Manual). Translate complex medical research into underwriting guidelines.
• Consulting and providing input/content for underwriting-related marketing, educational and promotional materials for various health associated causes supported by Sun Life.
• Providing education to Sun Life Global Underwriting teams.
• Consulting with Underwriting audit team on case assessments.
• Acting as secondary liaison with reinsurance Medical Directors.
• Liaison for our high cost drug business to determine veracity, efficacy of newly approved (FDA) drugs for rare diseases.
• Providing medical support for the International divisions and corporate Chief underwriter.
• Work with medical directors across the enterprise to ensure adherence to corporate governance and create strong working relationship

What you will bring with you:

• Ability to work with a diverse range of people
• MD with 10-15 years of insurance medicine experience
• Board certified in insurance medicine preferred
• Experience in the Asian, Canadian and American insurance markets
• Extensive knowledge of Insurance Medicine and Life Insurance, Clinical Medicine and Human Pathology
• Medical degree from an accredited medical school in United States, Canada or equivalent
• Strong mathematical acumen and at a minimum, a basic understanding of Insurance Pricing
• Extensive industry knowledge of medical underwriting and risks associated with various parts of the world
• Statistical analysis skills and a familiarity with statistical tools and research methodology
• Strong background in technical and medical research with technical writing skills
• Specialist certification in Internal Medicine or related sub-specialty such as Cardiology is desired, but not a requirement.
• Experience in clinical medical practice
• Experience in revising underwriting guidelines and consulting on underwriting manuals is an asset, but not a requirement
• Ability to actively monitor and review changing medical science with an ability to recognize its applicability to insurance medicine
• Must be adaptable and able to quickly understand insurance medicine and how its focus differs from clinical medicine and research
• Excellent interpersonal, verbal and written communication skills
• The ability to work as part of a small team, both in a leadership role and as a contributing member is critical
• Creative problem solving skills
• Flexibility of thought and openness to new ideas.
• The ability to motivate and maintain a positive work environment is vital
• As a leader, able to delegate work, promote cooperation amongst the staff and resolve conflicts in a manner which encourages good work relations
• Ability to read, write and speak in languages in addition to English (such as French, Mandarin or Cantonese) is desirable

Do you see yourself in this role even if you haven’t checked all the boxes above? We welcome all talented candidates and are committed to a culture that represents diversity in all forms. If you think you might thrive in this setting, we would love to hear from you.

Not ready to apply yet but want to stay in touch? Join our talent community to stay connected until the time is right for you!

Life is brighter when you work at Sun Life

• Excellent benefits and wellness programs to support the three pillars of your well-being – mental, physical and financial – including generous vacation and sick time, market-leading paid family, parental and adoption leave, a partially-paid sabbatical program, medical plans, company paid life and AD&D insurance as well as disability programs and more
• Retirement and Stock Purchase programs to help build and enhance your future financial security including a 401(k) plan with an employer-paid match as well as an employer-funded retirement account
• A flexible work environment with a friendly, caring, collaborative and inclusive culture
• Great Place to Work® Certified in Canada and the U.S.
• Named as a “Top 10” employer by the Boston Globe's “Top Places to Work” two years running

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Salary Range: $161,600 - $258,600

At our company, we are committed to pay transparency and equity. The salary range for this role is competitive nationwide, and we strive to ensure that compensation is fair and equitable. Your actual base salary will be determined based on your unique skills, qualifications, experience, education, and geographic location. In addition to your base salary, this position is eligible for a discretionary annual incentive award based on your individual performance as well as the overall performance of the business. We are dedicated to creating a work environment where everyone is rewarded for their contributions.

Sun Life Financial is a leading provider of group insurance benefits in the U.S., helping people protect what they love about their lives. More than just a name, Sun Life symbolizes our brand promise of making life brighter -for our customers, partners, and communities. Join our talented, diverse workforce and launch a rewarding career. Visit us at www.sunlife.com/us to learn more.

At Sun Life we strive to create a flexible work environment where our employees are empowered to do their best work. Several flexible work options are available and can be discussed throughout the selection process depending on the role requirements and individual needs.

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Our Affirmative Action Program affirms our commitment to make reasonable accommodation to the known physical or mental limitation of otherwise-qualified individuals with disabilities or special disabled veterans, unless the accommodation would impose an undue hardship on the operation of our business. Please email [email protected] to request an accommodation.

At Sun Life we strive to create a flexible work environment where our employees are empowered to do their best work. Several flexible work options are available and can be discussed throughout the selection process depending on the role requirements and individual needs.

Underwriting - Individual

24/12/2024

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.