Discover. A brighter future.

With us, you’ll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. And we mean it — we want you to grow and make a difference at one of the world's leading digital banking and payments companies. We value what makes you unique so that you have an opportunity to shine.

Come build your future, while being the reason millions of people find a brighter financial future with Discover.

Job Description:

What You’ll Do

• Responsible for performing second line of defense activities for the development, implementation, and execution of a consistent risk management framework across all of DFS. Creates and maintains team owned procedures, standards and/or policies. Develops and provides training as necessitated. Monitors adherence to procedures, standards and/or policies. Provides reporting to leadership on risk frameworks across the enterprise.
• Engage with, influence, and lead business partners at all levels in the organization, escalate when necessary, participate in governance and management committee reporting, and may engage with regulators along with management.
• Partner closely with risk officers and other risk program owners across DFS, the position identifies industry leading risk practices and enables implementation of such practices across the company. Also, this role may participate on cross-team Non-Financial Risk department special projects and ad hoc analysis/reporting to senior management. In executing these functions, the Principal is expected to collaborate closely with other colleagues across Non-Financial Risk Management, Operational Risk Oversight, Corporate Risk Management, and other lines of business and corporate functions.
• Actively manages and escalates risk and customer-impacting issues within the day-to-day role to managemen

How You’ll Do It

• Creates and maintains team owned procedures, standards and/or policies. Socialize proposed changes to enterprise policies and standards and solicit feedback. As well as develop and provide training on standards.
• Provides committee reporting to leadership on execution of risk program frameworks.
• Monitors adherence to standards.
• Provide ad hoc analysis/reporting to senior management on risk programs.
• Identify process improvement ideas and develop implementation plan for prioritized improvements to achieve strategic goals for risk programs

Qualifications You’ll Need
The Basics

• Bachelors degree in Information Technology, Business Administration and Management, Finance, Engineering, Analytics or related.
• 4+ years of experience in Risk Management, Financial Services, Compliance, Internal Audit, Data Analytics, Information Technology, Process Improvement or related.
• In lieu of degree, 8+ years of experience in Risk Management, Financial Services, Compliance, Internal Audit, Data Analytics, Information Technology, Process Improvement or related

Physical and Cognitive Requirements
The physical requirements described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable a qualified individual with disabilities to perform the essential functions of the position as required by federal, state, and local laws:

• Primarily remain in a stationary position.
• Occasionally move about the work environment to complete the major responsibilities of the job.
• Ability to transport physical objects up to 10 pounds (5 kg).
• Primarily performed indoors in an office setting.
• Ability to operate office equipment such as but not limited to computer, telephone, printer, and calculator.
• Ability to communicate verbally.; Ability to communicate in written form.
• Travel up to 10% of the time.

Bonus Points If You Have

• Masters degree in Information Technology, Business Administration and Management, Finance, Engineering, Analytics or related.
• 6+ years of experience in Risk Management, Financial Services, Compliance, Internal Audit, Data Analytics, Information Technology, Process Improvement or related.
• Project Management; PMP
• CRISC, CISA, CISM, CISSP, or similar

Discover will not sponsor or transfer employment work visas for this position. Applicants must be currently authorized to work in the United States on a full-time basis.

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Application Deadline:

The application window for this position is anticipated to close on Dec-23-2024. We encourage you to apply as soon as possible. The posting may be available past this date, but it is not guaranteed.

Compensation:

The base pay for this position generally ranges between $91,000.00 to $153,400.00. Additional incentives may be provided as part of a market competitive total compensation package. Factors, such as but not limited to, geographical location, relevant experience, education, and skill level may impact the pay for this position.

Benefits:

We also offer a range of benefits and programs based on eligibility. These benefits include:

• Paid Parental Leave

• Paid Time Off

• 401(k) Plan

• Medical, Dental, Vision, & Health Savings Account

• STD, Life, LTD and AD&D

• Recognition Program

• Education Assistance

• Commuter Benefits

• Family Support Programs

• Employee Stock Purchase Plan

Learn more at mydiscoverbenefits.com.

What are you waiting for? Apply today!

All Discover employees place our customers at the very center of our work. To deliver on our promises to our customers, each of us contribute every day to a culture that values compliance and risk management.

Discover is committed to a diverse and inclusive workplace. Discover is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status, or other legally protected status. (Know Your Rights & Pay Transparency Nondiscrimination Provision)

Discover complies with federal, state, and local laws applicable to qualified individuals with disabilities and is committed to providing reasonable accommodations. If you require a reasonable accommodation to search for a position, to complete an application, and/or to participate in an interview, please email [email protected]. Any information you provide regarding your accommodation needs will be kept confidential and will only be used to determine and provide necessary accommodation.