Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s 10 largest financial institutions according to S&P Global. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

Job Description: 

The Credit Policy Group, VP reports to the manager of the Credit Policy Group. Responsible for supporting the establishment, maintenance, and monitoring of an efficient and effective Credit standards and procedures framework to facilitate MUFG business objectives and facilitate risk management of new and existing credit exposure. This includes the oversight of processes used to create, maintain, and modify Americas Credit Standards (ACSs), Americas Credit Related Procedures (ACRPs), and MUFG Americas Underwriting Guidelines (MAUGs) in accordance with the MUFG Americas Policy Governance Policy, BPM 1432 | CPP 4206, and consistent with MUFG Americas Credit Risk Management Policy, BPM 3328 | CPP 3881, and other applicable policies, standards, and procedures. Coordination and socialization with Front, Second, and Third Line subject matter experts and stakeholders as required.

Oversight and administration of elements of the required governance pursuant to applicable policies, procedures and standards including Management Governance Body Standard. This includes note and/or minute-taking as applicable, and record-keeping for the governance body with purview over the ACS/ACRP/MAUG documents as well as determining based on materiality which proposed actions require governance review and approval vs. which can be address administratively.

Develop and maintain productive working relationships with vertical and horizontal partners as needed including Credit Administration, Credit Strategies, Front Line business units, Third Line, Compliance, and Americas Legal Division to facilitate effective and efficient processes and outcomes. Work with Home Office partners as needed including Credit Policy and Planning Division - CPPD, and others to ensure ongoing coordination with global objectives and priorities, and information-sharing on best practices. Ongoing collaboration with other partners such as Front Line Quality Control, Second Line Quality Assurance, and Credit Training teams is required to ensure appropriate feedback loops are maintained and timely changes/enhancements made where beneficial.

Work proactively to ensure credit policy, standards, and procedures meet regulatory requirements and expectations.

Skills and Experience

Qualifications:

• 5+ years demonstrated experience in risk management
• Direct experience with credit policies, standards, procedures, and guidelines
• Strong analytical skills & problem-solving capabilities
• Detail-oriented and well-organized
• Strong strategic, communication, writing and presentation skills
• Strong work ethic, ability to make decisions, & work under tight deadlines
• Demonstrated ability to establish and deliver efficient, effective solutions in a timely manner
• College degree or equivalent professional experience

Preferred:

• Extensive knowledge of risk management, risk policy governance best practices
• Deep industry experience in banking and risk management rules and regulations
• Advanced degree or certification in a field pertinent to credit risk and policy
• Working knowledge of MUFG information systems
• Demonstrated ability to work horizontally across teams and at various levels in an organizational hierarchy

The typical base pay range for this role is between $130K - $165K depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.