What's the opportunity?

As a Private Banking Credit Manager, you will underwrite and adjudicate borrowings originating from the Private Banking Network channels.   You will assess the inherent risks while respecting Bank policies, identifying exceptions to credit principles, rules and guidelines. You will approve/amend and underwrite transactions and assess inherent risks while respecting disciplines imposed by Bank policies, accurately identify required exceptions to applicable folios and deliver exceptional partner experiences to contribute to our purpose of helping clients thrive and communities prosper.

What will you do?

• Consistently demonstrate attributes of the RBC leadership model to deliver on the role mandate
• Apply your expertise in the adjudicating of complex mortgage and personal lending applications within delegated lending limits
• Use sound judgment and knowledge of all credit policies to balance risk appetite with business growth
• Provide resolution to stakeholders related to credit decisions and policy interpretation
• Demonstrate strong collaboration positively impacting sales partners to win in the market
• Take the lead in identifying innovation that will improve adjudication efficiencies
• Ensure compliance to Anti Money Laundering (AML) requirements are satisfied at all times
• Actively participate in coaching routines to expand proficiencies and deliver high performance

What do you need to succeed?

Must-have

• Lending/credit experience, operating within a Designated Lending Authority (DLA)
• Knowledge and understanding of personal lending guidelines and policy
• Understanding of how credit impacts clients’ overall financial planning   
• Strong business and financial risk assessment and analytical skills
• Proven analytical and problem-solving skills
• Professional communication and call handling skill
• Ability to clearly articulate credit decisions both verbally and written to all stakeholders
• Flexible to work extended hours during high volume periods

Nice-to-have

• Private Banking, Small Business or Commercial experience
• Bilingual in French and English

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits
• Competitive compensation
• Ability to make a difference and lasting impact
• Work in a dynamic, collaborative, progressive, and high-performing team

Job Skills

Credit, Credit Policies, Mortgages, Policy Interpretation, Retail Lending, Teamwork

Additional Job Details

335 8 AVE SW:CALGARYCalgaryCanada37.5Full timePERSONAL & COMMERCIAL BANKINGRegularSalaried2026-05-292026-06-12

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.