• The organization's risk management structure is designed to promote effective governance and risk management that is systematic, transparent, credible, timely, and verifiable through clear delineation and execution of key roles and responsibilities.
• Its goal is to assess and/or manage risks that may impact the company, including credit, financial, liquidity, market, operational, reputational, strategic, and other risks as appropriate.
• Under general supervision, the Business Risk Specialist is an individual contributor responsible for executing quality management (QM) testing activities across Loss Mitigation processes.
• This role performs detailed transactional testing on assigned metrics to ensure accuracy, completeness, timeliness, and adherence to procedures, while supporting compliance with regulatory requirements and internal control standards. 
• This position operates in a production-based, metrics-driven environment, applying standardized test scripts and methodologies to validate business line performance and identify operational risk. Work atmosphere may include a high-volume, production-oriented environment focused on transactional testing that requires completion within defined service level agreements. 

Basic Qualifications   

- Bachelor's degree in business, finance, risk management, or related field, or equivalent work experience   
- Five to Eight years of mortgage servicing, Loss Mitigation, default servicing, or related operational area preferred   

Preferred Skills/Experience   

- Intermediate understanding of the regulatory requirements, investor guidelines, and servicing standards   
- Intermediate understanding of applicable laws, regulations, financial services, and regulatory trends   
- Well-developed analytical skills with a high level of attention to detail 

- Ability to interpret procedures, policies, and testing scripts and apply them consistently  
- Proficient computer navigation skills, particularly word processing, spreadsheet, databases, and presentations   
- Effective verbal and written communication skills   
- Previous experience in loss mitigation, default servicing, or mortgage operations 

Work Mode: 5 Days in Office
Shift Timing: 6:30 PM to 3:30 AM
Location: Chennai