What is the opportunity?

RBC Cards is one of the leading credit card businesses in Canada and is a strong contributor to Canadian Banking’s revenues and profits. The business has grown tremendously in the last five years, driven by our strong suite of Credit Card products and innovative marketing efforts.

In this role, you will be accountable for defining and executing the enterprise network strategy while leading advanced analytics and oversight of portfolio performance across the Cards business. You will have end-to-end ownership of network negotiations and strategy, ensuring optimal partner economics, incentive structures, and long-term strategic positioning. You will serve as a trusted advisor to the Cards Senior Management team on strategic decisions relating to pricing, partnerships, and portfolio strategy, translating data and insights into actionable strategies that drive measurable business outcomes and strengthen RBC’s overall market position.

What will you do?

Network Strategy & Partnership Management

• Define and lead the enterprise card network strategy, including long-term positioning, partner mix, and optimization across payment networks
• Oversee economics, and contractual terms, ensuring alignment to portfolio growth and profitability objectives
• Own ongoing network performance management, including oversight of partner delivery against financial and strategic commitments
• Identify and execute opportunities to differentiate RBC’s cards business through network capabilities, innovation, and partnerships

Network Governance and Relationship Management

• Serve as the primary relationship owner for RBC with payment networks, ensuring consolidation of activities and coordination across the organization
• Lead quarterly Personal Banking Network Governance forums to surface trends, key issues, pain points, and strategic items for review
• Lead cross-functional coordination and communication on network developments and ensure all partners understand the broader implications of the total RBC relationship
• Oversee contractual frameworks to ensure ongoing portfolio economics are optimized
• Proactively socialize potential impacts, risks, and opportunities with relevant stakeholders

Portfolio Analytics & Insights

• Lead a team of analysts and establish a robust analytics and reporting framework that enables clear visibility into drivers of performance across the Cards portfolio
• Lead end-to-end portfolio analytics; translate data into actionable insights that drive portfolio optimization and growth strategies
• Lead the transformation of analytics within Cards to maximize efficiencies and insights via artificial intelligence and automation tools
• Develop standards and ensure appropriate skilling for cards analytics professionals and continued career growth
• Partner with Finance to align on forecasting, target setting, and performance tracking tied to enterprise objectives

Leadership, Talent and Culture

• Foster a culture of increasing excellence, providing new challenges and opportunities to develop leadership capability in direct reports
• Foster an inclusive, high-engagement environment that enables teams to perform at their best
• Attract, develop, and retain a highly skilled team with a focus on strengthening succession for critical roles

Financial Management, Risk Management and Governance

• Promote a strong risk culture and hold your team accountable for their behavior and risk outcomes
• Partner closely with Risk and Finance to ensure all pricing, portfolio, and network strategies are aligned with enterprise risk appetite and regulatory expectations
• Ensure risk governance is adhered to in spirit as well as in rule, to appropriately protect the Personal Banking business

What do you need to succeed?

Must have:

• Experience: 10–12 years in cards, lending, or consumer financial products with deep expertise in network strategy, analytics, or portfolio management
• Leadership: Proven track record leading large, complex, multidisciplinary teams with strong partnership management capabilities
• Analytics & Decision-Making: Data-driven decision maker with client-first mindset; experience with complex contract management and pricing negotiations
• Transformation: Track record of driving transformation within financial services organizations
• Communication: Strong storytelling capabilities and ability to influence senior executives and cross-functional stakeholders
• Education: Post-secondary education required

Nice to have:

• 5–10 years of past experience in Finance, Strategy, or central analytical roles supporting lending or investment products in the financial industry
• Strong analytical capabilities with experience providing in-depth insights to senior executives
• Inspirational leadership at multiple organizational levels
• Experience with artificial intelligence and automation tools in analytics
• Awareness of the Canadian retail and financial services landscape

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program of flexible benefits, unlimited commission pay, and pension options
• World-class training programs and career development opportunities
• The advantage of working with a dynamic, collaborative, and high performing team where initiative and hard work are recognized and rewarded
• A flexible work schedule based on client preferences and your own work/life balance

Job Skills

Derivatives, Investment Consulting, Investment Performance Measurement, Investment Risk Management, Investments, Investments Analysis, Long Term Planning, Portfolio Management, Product Services, Risk Control

Additional Job Details

RBC WATERPARK PLACE, 88 QUEENS QUAY W:TORONTOTorontoCanada37.5Full timePERSONAL & COMMERCIAL BANKINGRegularSalaried2026-05-152026-05-20

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.