Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. The core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. With 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. Citi is the global bank – an institution connecting millions of people across hundreds of countries and cities.

Citi Commercial Bank (CCB) is a global line of business at Citigroup that provides commercial banking services to mid-sized companies. CCB aspires to be the global bank of choice for trade-oriented companies, with revenues between $10MM – $3B. CCB wants our clients to see us as trusted thought partners who bring simplicity in an increasingly complex world, provide client-centric solutions for long term growth and pave the way for them to reach across borders and achieve their global vision. The main products and services that support the Commercial Bank target segment, include: Lending, Cash Management, Trade, Foreign Exchange, Interest Rate Derivatives and Capital Markets solutions. CCB operates in 43 markets and can extend banking services across all 95 countries in Citi’s network.

The CCB Commercial Loan Product Management Senior Vice President will join a team responsible for the management of the CCB loan product, including assessing capital allocation to Citi’s clients across the Global Commercial Bank. The SVP will work closely with coverage and product teams across the globe as well as finance, risk, and institutional client management partners to ensure that capital is allocated as effectively and efficiently as possible to promote strong revenues and returns. This opportunity provides the Senior Vice President with exceptional exposure to senior management thought leadership focused on the enhancement of client strategy and capital optimization balanced against the backdrop of the broader CCB growth strategy.

Some of the regular responsibilities for the Commercial Loan Product Management Senior Vice President include:

Key Responsibilities:

• Lead the capital approval process for the Commercial Bank and analyze new loan and capital commitments on a risk-adjusted basis
• Ensure a consistent approach to transaction and client returns presentation across global coverage deal teams
• Oversee CCB submissions to senior internal balance sheet, capital, and transaction review forums
• Design new digital tools and processes to support a disciplined capital management framework in the CCB
• Research and review the client profitability model for the Commercial Bank
• Investigate several aspects of the Commercial Bank’s business operations in depth, such as revenue generation, cost structure, funding and liquidity, assessment of cost of credit, the quantitative components of various risk and capital measures, and the calculation of client returns
• Serve as an agile advisory partner with an ability to shift from a top-down portfolio focus to a bottoms-up client viewpoint
• Produce technical presentations and reports for CCB and Banking senior management for discussion and analysis
• Establish and maintain foundational frameworks, guidelines, and procedures
• Create educational materials for a broad CCB banker audience on topics related to client returns, capital management, and loan product management
• Embed capital and loan product management into daily sales disciplines and processes
• Track and monitor loan product and client profitability and performance against identified targets
• Stay current with the evolution of the capital landscape and assess the potential impact to CCB and its clients
• Identify and prioritize opportunities to improve efficiency, control, and the client experience across the end-to-end lending platform
• Partner with stakeholders to ensure CCB client and product needs are reflected in any shared platform design or tools and operations
• Monitor liquidity management and limits management targets and positions
• Operate in a complex environment with rapid currents of change
• Support a strong risk and control environment across Citi

Knowledge and Experience:

• 10+ years of experience in banking, product/loan management experience or related activities
• Experience leading cross-functional teams to define and achieve high value business goals
• Broad and diverse functional experience (e.g. marketing, credit, finance, product development, analytics, technology)
• Demonstrated experience driving business innovation, leveraging management information, and data analytics to drive results
• Demonstrated knowledge of product development, financial acumen, and investment processes across asset classes
• Ability to work independently and adjust priorities quickly as circumstances dictate
• Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements
• Demonstrated analytical and influencing skills
• Knowledge of current bank capital frameworks such as tangible common equity and Basel risk-weighted assets preferred
• Strong command of CCB risk policies and commercial lending practices preferred
• Familiarity with CCB risk and client relationship management systems preferred

Qualifications:

• Bachelor’s degree/University degree. Master’s degree preferred
• High individual productivity, excellent attention to detail, and an efficient approach to project management
• Quantitative mindset, inquisitive, and collaborative approach
• Dedication to learn capital analysis and portfolio management concepts
• High level of personal integrity and interest in building the business
• Exceptional interpersonal skills with strong ability to influence and build consensus
• Consistently demonstrates clear and concise written and verbal communication
• Propensity for detail and comprehensiveness of content
• Ability to multi-task and prioritize in an extremely time-sensitive environment

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Job Family Group:

Product Management and Development

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Job Family:

Product Management

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Time Type:

Full time

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Primary Location:

New York New York United States

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Primary Location Full Time Salary Range:

$163,600.00 - $245,400.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Anticipated Posting Close Date:

Jul 18, 2026

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

 

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