Credit Risk Specialist

Posted:
11/13/2025, 4:39:26 AM

Location(s):
São Paulo, Brazil

Experience Level(s):
Mid Level ⋅ Senior

Field(s):
AI & Machine Learning

Workplace Type:
Remote

At CloudWalk, we’re building the future of payments — and risk is at the heart of making that happen responsibly.
 As a Credit Risk Specialist, you’ll be part of a high-performing Risk Management team shaping and maintaining our credit risk framework in full compliance with Banco Central do Brasil (BACEN) regulations — including Res. BCB nº 265/2022, CMN nº 4.557/2017, and CMN nº 2.682/1999 — as well as IFRS 9 standards for expected credit loss (ECL) modeling and provisioning.

You’ll take a hands-on role managing and monitoring retail credit risk exposures across merchant and consumer portfolios in a Type 3 / Segment S3 financial institution operating in the payments and acquiring space.
 This role blends deep expertise in credit risk and regulation with a passion for data, automation, and AI — helping us build scalable, smart systems that keep our ecosystem safe while enabling innovation.

If you’re driven by the challenge of connecting regulation, analytics, and technology to design next-gen credit risk solutions, you’ll fit right in.

Why Join Cloudwalk?
At CloudWalk, you’ll join a mission-driven team transforming payments in Brazil and beyond. Here, you’ll work with cutting-edge data, AI, and technology to build the future of risk systems, advancing financial inclusion, empowering businesses, and pushing innovation forward every day.