At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

The Junior Accounting Analyst is responsible for timely and accurate processing, validation of incoming payments, refunds, chargebacks, lockbox items, and related financial transactions within the Collect One platform. The role ensures that all collected funds are correctly applied, discrepancies resolved and required supporting evidence is maintained in line with internal controls and audit expectations.

This position plays a key role in daily cash allocation activities, reserve recovery processing, and ensuring the completeness and accuracy of submissions that feed into month-end close, reclass processes and year-end requirements.

Responsibilities

• Run daily Collect One processing load and validate payments (credit cards, checks, chargebacks), investigate and resolve out‑of‑balance items.
• Manage reserve recovery sweeps and book transfers, work items end‑to‑end ensure evidence is complete.
• Maintain audit‑ready documentation and meet control standards payment validations.
• Partner with internal teams to hit month‑end and year‑end cut‑offs and prevent backlog.
• Continuously improve, follow and help update step‑by‑step procedures as processes change, keeping documentation clear for new users.
• Work across Collections, Recovery, Billing, Payment Exceptions and Accounting to resolve issues quickly and communicate status.

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, or related field.
• Experience in cash allocation, payment processing, or similar financial operations.
• Very good command of English (B2)
• Ability to work with multiple reports, Excel files and platforms
• Strong Excel skills (filters, lookups, pivots) and comfort working with high‑volume data across multiple reports/systems
• Familiarity with lockbox processing, check imaging, and credit card transactions.
• Attention to detail with a control mindset; ability to follow procedures and maintain evidence.
• Clear, proactive communicator who can coordinate with multiple teams and meet month‑end deadlines
• Proactiveness in raising issues and suggesting process improvements.
• Comfortable working with high-volume data files and ensuring data integrity.
• High attention to detail and ability to identify discrepancies quickly.
• Strong communication skills, especially handling cross-team clarifications.
• Ability to work under time pressure during month-end and year-end cycles.

Location expectations  
This role requires working from a U.S. Bank location three (3) or more days per week. 

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits: 

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: zł91 715,00 - zł107 900,00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.