Whether you’re at the start of your career or looking to discover your next adventure, your story begins here.  At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks.  We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning.  You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.

Shape your Career with Citi

Citi’s Risk Management organization oversees risk-taking activities and assesses risks and issues independently of the front line units.  We establish and maintain the enterprise risk management framework that ensures the ability to consistently identify, measure, monitor, control and report material aggregate risks.

We’re currently looking for a high caliber professional to join our team as Senior Vice President, Credit Risk Senior Officer   - Hybrid (Internal Job Title: Credit Risk 2LOD Senior Officer   based in Mumbai, India.  Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future.  For instance:

• Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.
• We believe all parents deserve time to adjust to parenthood and bond with the newest members of their families. That’s why in early 2020 we began rolling out our expanded Paid Parental Leave Policy to include Citi employees around the world.
• We empower our employees to manage their financial well-being and help them plan for the future.
• Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses.
• We have a variety of programs that help employees balance their work and life, including generous paid time off packages.
• We offer our employees resources and tools to volunteer in the communities in which they live and work. In 2019, Citi employee volunteers contributed more than 1 million volunteer hours around the world.
   

Job Overview

Citi’s global network spans over 90 countries and jurisdictions with on-the-ground presence, providing clients with Treasury and Trade Solutions (TTS) around the globe.  TTS provides a range of trade, cash, and commercial card solutions to corporations, financial institutions and public sector organizations. Its global platform is unique in the industry for its global reach and flexibility.

TTS Risk Management team consists of a core group of credit and product risk professionals who support the business in analyzing and managing risks to deliver valuable, suitable and appropriate solutions to clients. The team functions out of Tampa, London, Singapore and Mumbai.

The Credit Portfolio Officer supports the TTS Trade senior management in providing oversight over the Trade portfolio in Asia Pacific and is accountable for maintaining Citi’s principles of risk management, and standards on controls and processes, and providing effective review and challenge on trade solutions and various business initiatives.

In this role, you’re expected to: 

• Provide approval of country and/or product programs, review and identify risk factors and material variances and in country programs from global product programs and work with product managers in defining controls to align the local requirements with global standards.
• Act as first level reviewer for new product or trade solutions initiatives, identify potential gaps spanning legal, operations, technology, credit and product features requiring further review.
• Provide approval of Cluster Deal Reviews, review and challenge of the appropriateness of trade facilities.
• Support TTS Trade Risk in the review and challenge of the appropriateness of structured deals submitted to the Global Deal Review Committee.
• Partner with the business in the management of the portfolio to meet risk appetite by participating in portfolio reviews, monitoring downgrades in ratings /classification, and overdue payments.
• Perform deep dive concentration reviews and event-driven analysis and support senior management in presentations of stress test outcomes.
• Track the Cost of Credit for the Asia Trade portfolio, coordinate with product managers and finance to understand and estimate cost of credit impact of specific transactions.
• Champion a productivity/process enhancement or similar project, engage with product teams and other stakeholders (regional or global) to review various product or process initiatives/ improvements.
• Handle special projects as may be assigned.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. 

As a successful candidate, you’d ideally have the following skills and exposure: 

• 15+ years of relevant experience in a financial institution, background in trade structuring is a plus
• Proactive, detail oriented, and analytical
• Adept at problem-solving with thoughtful follow-through until execution
• Has good judgement and able to work independently producing high quality results
• Strong interpersonal skills and capable to influence various stakeholders
• Articulate, with excellent written and oral communication and presentation skill
• Education level: Bachelor’s degree or Master’s degree

Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Take the next step in your career, apply for this role at Citi today
https://jobs.citi.com/dei
 

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Job Family Group:

Risk Management

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Job Family:

Credit Risk

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Time Type:

Full time

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Most Relevant Skills

Analytical Thinking, Credible Challenge, Financial Analysis, Governance, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

 

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi’s EEO Policy Statement and the Know Your Rights poster.