About PayJoy
PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
This role
We are looking for a Collections Technical Analyst to drive data accuracy, system integrations, and process automation within our Collections tech stack. This role will be responsible for managing data ingestion into Customer.io, handling agent assignment logic and workflow maintenance, owning and maintaining 15+ performance dashboards, and enabling deeper segment analysis and experimentation. The ideal candidate will also support connectivity with external data sources (EDC), and will be comfortable launching and iterating on collections tools designed to improve portfolio recovery. This position is critical in translating data into actionable insights that drive collections efficiency and recovery outcomes. Our primary tools include Hex, SQL, and Python.
PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active Listening