Credit Risk Data Analyst

Posted:
7/3/2024, 5:00:00 PM

Location(s):
Community of Madrid, Spain ⋅ Boadilla del Monte, Community of Madrid, Spain

Experience Level(s):
Mid Level ⋅ Senior

Field(s):
Data & Analytics

Credit Risk Data Analyst

Country: Spain

SCF Global Services - CGS is looking for a RISK DATA ANALYST SENIOR, based in our HEADQUARTERS (Boadilla del Monte) office.

WHY YOU SHOULD CONSIDER THIS OPPORTUNITY

At Santander (www.santander.com) we are key players in the transformation of the financial sector. Do you want to join us?

Santander Consumer Finance focuses on business development related to consumer finance products, sales channels and commercial agreements with dealers, vehicle manufacturers or retail distribution establishments, as well as commercial functions associated with direct sales (branches, call centers or digital channels) and indirect sales (through third parties) of consumer finance products.

Santander is proud of being an organization where there are equal opportunities regardless of gender identity, culture and disability. Our mission is to contribute to help more people and business prosper.

WHAT YOU WILL BE DOING

As a Risk Data Analyst Senior, you will ensure risk data quality and information integrity in the SCF Data Ecosystem having a complete view of the data of different SCF units, ensuring a robust data environment with regards to main uses (RDA, New Default, IFRS9…) as well as adapting to any new use cases (Forbearance, Residual Value…)

We need someone like you to help us in different fronts:

  • Familiarity with financial regulatory reporting processes.

  • Capability of understanding of the current EBA guidelines on the application of the definition of default and possible iterations over them.

  • Provide inputs on the Data Quality status and next steps for the promotion of the Data Model version for each entity.

  • Regular communication and feedback to local units and different SCF teams (IT, CDO, Risk etc).

  • Participate on the improvement of the Data Quality roadmap with a focus on value generation and ensuring continuous updating.

  • Identify inconsistencies and propose improvements /solutions.

  • Execute monthly validations within SCF Data ecosystem- Credit Risk data (RDA, IFRS9, New Default…).

  • To act as a link between SCF Risk users and Risk Data Science to ensure functional requirements are considered in data extractions.

  • Define and implement additional validations for each data model release (additional metrics).

EXPERIENCE

  • 4-5 years Experience.

  • Experience with IFRS9, New Default, RDA or any other Financial Regulations is a must.

  • Regulatory reporting.

  • Data Quality assurance.

  • Data management (desirable in Risk).

  • Experience in coordination and communication with stakeholders

  • Experience in requirements gathering for IT from a functional perspective.

EDUCATION

  • Bachelor’s Degree in Finance, Economics, or related fields with Data specialization.

SKILLS & KNOWLEDGE

  • Capability to understand complex processes.

  • Proactivity and analytical skills to improve the processes AS-IS.

  • Excel expert.

  • Medium finance knowledge and analytical skills.

  • Ability to interact with different teams and local units.

  • Fluent English, spoken and written.

If you want to know more about us, follow us on https://es.linkedin.com/company/banco-santander